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Loans

Archives for June 2010

adding names to personal loans
I recently took out a personal loan in my name but it was for my partner and myself. I am wondering if anyone knows if it is possible to add his name to the agreement now the loan has been taken out. So in theory it would end up being a joint loan. thank you
HFC Cancelled direct debit and server default notice
I need some advice, HFC have cancelled my direct debit paid to them each month, they have not contacted me telling me they had done this, they have waited 3 months and then served me with a default notice. I have spoken to my bank who confirm the direct debit was cancelled on the 2nd March 2010, HFC now want me to pay the…
Cancelled debit card-need to make a payment
Hi, yesterday (Tuesday) I had a phonecall from my bank saying that there had been some suspicious activity on my account and that as a precaution they have cancelled my debit card and will be sending my new one and will be arriving in 5-7 days time. Now I have taken out a short term loan because I had some cash flow…
Loans and divorce
My boyfriend's mother lent him money as an investment in two homes other than the lived in matrimonial home. They are sorting out the financial settlement and the ex wife wants to gain from the two extra properties (one in negative equity and one not). What rights does his mother have to get her money back if these houses…
Everyday Loans - Quite impressed!
It's not all the time you hear much good press about loan companies on this forum but for those of you who are desperate I just wanted to share my story! I have previously applied with my own bank for a loan and got declined and my options werent looking too good so I applied with Everyday Loans last night and I got a call…
Loan advice for a newbie :)
Hi everyone - have read loads of advice on here - but this is my first post. I have tried looking for a similar scenario but cannot find one - so forgive me if this has been asked 1,000,000 times. As a family we have two loans one for 8k with 4yrs left @7.9% Apr (was a 7 year 13k loan) and one at 11k with 5 years left…
Linked Addresses on Credit FIle
Hi Guys, Asking this question on behalf of my partner. He has been going through his credit report and found numerous Linked addresses that he knows nothing about. He contacted Experian about it and they came back and said they cannot remove them as apparently the company are stating that the information is correct! I was…
Respectable loan companies
Hi all, I'm new to the forum. Can any please advise of a respectable loan company that provide loans for people with a bad credit history, I applied for 1 from yes loans and they have procedded to tak 2 unautorised payments from my bank. I would prefer details of loan companies and not prokers if possible as i don't want…
Credit problem
Hi, Jeez, I have been round the houses with this one and if anyone can help, that would be great. I recently tried to get a mortgage through Accord, but unfortunately my credit check failed. It was because an account in my name defaulted three years ago. However, the account was linked from an address I lived at, to an…
Dealing with Defaults
Maybe not the correct forum to put this question on, but I'll give it a shot anyway... I defaulted on a loan when I was an errant student - default notice filed 5 years ago. I have since been repaying that loan off regularly every month without fail for years. I've just done a credit check however, and it's still coming up…
Self employed loans
Hi I've been self employed for 1 year and before this I was a student for 6 years. I work in a group business so someone else pays the bills, mortgage etc and I take a percentage of what I earn. so, I have found a premises and we've said yes to the contract etc. I have some money from family but ideally want my own money…
Santander New Charges
Hi everyone, can anyone advise me: I have been paying for my car monthly by debit card over the phone to Santander for months now due to them constantly taking money from my bank account unnessesarily. Last month they said I had to pay another £12 each time I paid them this way because I was paying them over the phone.…
Secured Loan statement
I have a query regarding a Secured loan which was been paid off early due to the unexpected death of my partner. The history is long & complex however, basically, I am looking for advice regarding the statement the company have provided me with. On making some previous investigations myself, GE Money have admitted that…
provident loan
Hi I was wondering if anyone could help, i was looking to take a provident loan out of appr £300, but i would be able to pay it all off on 22nd July, how much interest do you think i'd have to pay back? or is there another company a bit cheaper/better? i have very bad credit atm so no-one else can really help!
Advice about an unsecured loan..
In 2002 I was given a 7 year and 3 year loan which would run concurrently. I thought I was getting a 10 year loan. Turns out, BOS doesnt do 10 year loans and this was given to me instead. I had to take out this loan to repay the debt I had run up on charges and credit. This has ruined my life! I am now 43 and paying debt…
finance options for buying a car
currently have a car worth around £7000 but need to get something bigger and newer and need another £8000 to put towards it if we trade car in, what options to cover the extra we need do i have? loan - dont really want to as cleared all my loans off years ago and it feels great not owing credit cards? - is there a way of…
Tesco Loans
I'm looking for a bit of advice. I currently have a tesco loan that i took out a year and a half ago which i make payments to of £243 per month. I have never missed a payment. I have a good salary and an excellent credit rating. My current balance on the loan is just a little over £7500 I contacted tesco loans today…
'Free advice' calls
I searched for loans last year online and now I'm getting inundated with calls form a variety of companies saying that I qualify for 'free advice' and could possibly get my interest freezed. Some talk about a new 'government' scheme. I usually say I'm not interested because they call me all the time and am always…
£1k Loan with bad credit history
Can anyone advise where I would be able to get a £1k loan with bad credit? only looking for a 1 year loan term. thanks
A&L Loan APR Lies........
Thanks to mjm3346 who answered my question. To the rest of you lets all reword the same answer and see how many thanks we can get.....

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Loans

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