A&L Loan APR Lies........

Toper12

Thanks to mjm3346 who answered my question.

To the rest of you lets all reword the same answer and see how many thanks we can get.....

mjm3346

It is not a lie.
The same as nearly every lender they quote a typical APR figure and that is quite clear on their website.

We will review your past credit history and other personal details and the actual rate we offer may be higher depending on our assessment of your personal circumstances and financial behaviour

Fiddlestick

Toper12 wrote: »

So your supposed to get 7.8% on a loan of £8000 with A&L when in actual fact the paper work arrived with 14.9% APR and payments of £27 more p/m needless to say I have cancelled the application and told them where to go.

This is the TYPICAL rate, but the rate YOU are offered will be subject to status.

Does anyone have any advice as to where i can go to get a decent apr loan ?

Presumably one where you read the terms and conditions first before complaining here that they are lying and trying to con you?

iolanthe07

If you had read the ad carefully you would have seen that the rate is FROM 7.8% (or words to that effect), but only those with near perfect credit history and who tick all the other boxes will get that rate. They did not lie. It is not a con.

_Andy_

I smell a troll.

Wutang_2

There was another one just like this last week and it went on for AGES.

I hope this one does too

_Andy_

Wutang wrote: »

There was another one just like this last week and it went on for AGES.

I hope this one does too

I'm just responding to keep it going for you.

redpete

_Andy_ wrote: »

I'm just responding to keep it going for you.

What's the point of that reply that added nothing but length to the thread?
;-)

Wutang_2

redpete wrote: »

What's the point of that reply that added nothing but length to the thread?
;-)

No idea - why?

Why has this happened Andy?

Peelerfart

Sorry have I missed something here ? What has happened to Andy ?

_Andy_

It's not length that counts