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3rd party company to help me out
Good evening all. 1st timer here, I have checked all the stickys and have had a sniff about and cant see a thread related to my question so I shall dive right in if I may. I applied and recieved a loan for £4000 pounds about 5 years ago and was sold PPI (which I ended up using as I fell unemployed). My initial percent was…
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Getting a loan with a bad credit history
Hi all, I suppose this is a regular post on these forums but here goes... I'm a 25 year old male who is looking to get a sizeable loan for a car... my credit history as it stands isnt the best, I have 2 defaults... one for £180 to 02 and one to RBS for £800... both occured due to being made unemployed some years ago. I…
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Credit company asking for more money!
hI ALL BIT OF ADVICE NEEDED PLEASE. I recently returned a car on finance, under my right to termination to a credit company, before i could return the car i had to pay a certain amount I.E £5548.94. they would not entertain untill that figure was reached and all installments up to date. the actual wording on the agreement…
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Advice on loan payments
Hi I am asking for some advice/guidance for my sister in-law who has got herself into a bit of a pickle. In Jan 09 she took out a loan with Abbey. All was hunky dory until she lost her job in August last year. She didnt take out PPI on the loan. She has been claiming benefits since then, job seekers and housing benefit.…
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This speaks for itself!
I thought you might find this interesting: I wanted to phone Abbey (now) to ask someone about my loan. The line to APPLY FOR A PERSONAL LOAN: Open 8am until 9pm. The line for MANAGING YOUR EXISTING PERSONAL LOAN Open 8am until 7pm. Doesn't that speak volumes for where Abbey's priorities lie?…
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Non-scam Guarenteed loans.
Hi, does anybody know of any non-scam guarenteed loan sites that will be able to help with a £1000 loan.? Thnaks in advance.
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Home Owner Loan - How Soon after buying a House?
Hi Guys, I'm buying a house £10k cheaper than the value and I'm borrowing the money from work towards the deposit, I have the option to pay work back over time but I would like to pay them ASAP. I was wondering if anyone knows how soon after you buy a house can you get a home owner loan? (I want to keep monthly payments as…
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Help!
I really hope someone can help i dont know where else to go. My partner has a loan with FLM (dont ever go there) and of course it is with a guarantor. The guarantor is someone from his past and no longer in contact, we are due to marry in July so want to get everything sorted. Unfortunately a couple of payments have been…
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RBS Missold business loan?
Hello, I wonder if anyone can help. I shall try and be ask clear and detailed as I can possibly be... In 2004 my partner and I set up a business and applied for a loan from RBS for £15000. During a long face to face meeting with our bank manager he said that as we had no assets (we did & do not own our own home) the loan…
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I want to consolidate!
I am considering taking out a loan to pay off my credit card (£800),my computer direct debit (£1000) and my existing bank loan (£1600). I have looked at lots of different companies,rates,amounts and lengths. I think I've settled that £5000 over two years would pay off all three sooner and with equal/lower monthly payments…
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Tesco Loan - additional income, tenancy agreement
Hi there guys Well I recently applied for a Tesco loan. Was approved in principle and asked to send in my tenancy agreement for my BTL flat for proof of income. I was then turned down and since have appealed. Speaking to the appeals officer today the reason they have turned me down is because the tenancy agreement isn't…
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Own bank loan when in overdraft
what are my chances of getting a loan from my bank when im self employed and currently been in an overdraft for some time? I have been declined by 2 other lenders already.
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Loan not on credit file
Hi all I was wondering if anyone knew what it meant if something was not on your credit file (not that i'm complaining! :) ) but i have a loan with Santander and have been paying it back now for a year, i have had a few missed payments due to me being of work sick and not been able to afford it, but things are back on…
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Payment made by mistake
I was a gaurantor for my sons car. He defaulted on the payments. It is now in the hands of a solicitor as it turns out that the loan and insurance was missold. He has not made a payment for 6mths under the advice of the solicitor. I have mistakenly just made a payment on the loan from my own limited company account. They…
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Loan agreement showing as late payment on credit file
We have a loan with HSBC and we recently asked that we may have a 3 month break as we we struggling. The bank suggested that we pay half the monthly loan payment for 3 months and then went back to our usual monthly payment, plus the half we had a break on for the following 3 months. We had 2 phone calls from the bank after…
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Direct debit not being taken - Santander
Morning all, I have been registered on here for quite some time, and reading away, but this is my first post, and I'm hoping someone can steer me in the right direction. I apologise in advance for the long read. Around the beginning of November I took out a personal loan with Abbey (Santander), everything was accepted fine…
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ppi (how much ?)
ive just had a confirmation that the ppi i paid on a loan of £12,000 loan is to be paid back 2 me from the ombudsman, now there going to accept the offer, but its does not tell me how much i,m getting,ive paid 2yrs and 4months to a 7yr loan, can someone help please ?
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Bank Loan Complaint
Obviously wasted my time coming on the site ......about as much use as a chocolate tea pot
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best business loan rates ?
hi i am looking at starting a new business and need £50k, prob over 7 years (maybe 10). i cant seem to find any comparison type sites to find the best rates etc. so, does anyone know what rates are out there please? ideally, i want to secure the 50k against £130k property equity (thats using a low valuation as equity in…
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3 credit cards and cahoot loan
Hi, This is my first post and im looking for some help and advice regarding credit card debt and best way of repaying it in my situation.
