Help!

sarahec

I really hope someone can help i dont know where else to go. My partner has a loan with FLM (dont ever go there) and of course it is with a guarantor. The guarantor is someone from his past and no longer in contact, we are due to marry in July so want to get everything sorted. Unfortunately a couple of payments have been missed and the money is taken from the guarantor, which ultimately causes stress on us to find the money quick and post on to this person. Is there anyone who knows of a way to get the guarantor out and have it taken from our account each month on time?? We dont have an option to change to a different guarantor already asked all 2 people we know who own their own house. I really hope someone can help? Also from a £3000 loan over the last year only £300 has been paid off because of interest at over 49%, what can we do??:(