-
Default
Hi there If I have a default on my credit rating and am looking for a personal loan who would be the best company to try? Can anyone reccommend?
-
Does he have a right?
A friend of mine lives in a house with his long term g/f and her elderly father. Her brother does not live in the area and the house is in the dads name, today they got a letter stating that brother had taken out a loan on the property and they now have to go to court for a repossession order for the house, the brother…
-
Student loan-chased after 18 years!
Please help! I have received a letter from a company called 'Credit Solutions Ltd' in my maiden name requesting repayment of 2 student loans taken out in 1990 and 1991. They total just over £1300, then have interest/charges added of around £400. The letter states that 'immediate payment is necessary to prevent the account…
-
need a loan?
What is the best loan going, I am looking to consilidate the following debts. 1606.00 @ 21.9% 2734.00 @ 17.9% 1721.00 @ 6.80% 4195.00 @ 0% till March 2010 1500.00 @ 19.5% We also have Overdrafts with Halifax, but are in the process of switching to A & L with 12 months OD at 0%
-
Student Debt 2002-2005, Abroad from 2007- contacting SLC
Hello Just wondered if anyone could offer advice before I contact the student loans company SLC. Basically I have a student debt from 2002 and I graduated 2005. I did not earn more than 15k for the 2 years after graduating. In 2007 I went to Australia where I now live and recently I am employed in a permanent job which…
-
can tax credit be used to get a loan??
;)Evening everyone, Just a quick thought can banks accept tax credit as a regular form of income when applying for a loan??
-
Lloyds TSB passing on debt to Iqor
I have a loan that I defaulted on in 1999, I agreed to pay Lloyds a set amount, the loan was for 12,000. I have paid them since this date , I have moved house and phoned them to let them know of the change of address to find out that they have passed the debt on to Iqor. I made the agreement to pay a set amount with the…
-
Can i change loans because i found a better deal?
Hi. I just recieved my annual loan statement. Back in 2008 i took out a loan for over 60 months paying 8.4% interest. I have 4 years left on my loan. I have found a better deal on a new loan, could i request a settlement figure on my existing loan and take out the new loan to pay it off?? Is it possbile? Will there be any…
-
Credit reports - removing associates
Hi all, I'm new to this so bear with me! I've just checked my credit report (Equifax) for the first time after being refused a payment plan for a new computer. It would seem I have one 'default' from '07 when I refused (stupidly) to stop paying a mobile phone company my monthly payment as they would not issue me a new SIM…
-
Welcome Finance threatening attachment to earnings
Dear All I am in Financial Hell and have defaulted on my Welcome Finance Personal Unsecured Loan - I have today received a phone message stating they will do an attachment to earnings - can they do this on an unsecured loan??
-
Credit report error, needs amending for loan
Hi, I have recently checked my credit report and have my first late payment! (This is credit expert - experian). This is from Microsoft for some software I purchased and they were taking the money from direct debit at a later date. Now the problem is, I updated to the new Windows 7, which doesn't allow me to have the other…
-
Another Welcome Finance question
ok guys, I took out a loan with Welcome a while ago, made lots of payment had a few top-ups and the loan eventually grew to £6k with 35% interest. I was getting killed on the interest and in July went in and managed to re-negotiate the loan down to 15% over an extended term. Since then I have been making regular payments…
-
Un-recorded Credit Search Quotation Lender List
As the title states, I have found a couple of lenders who perform an un-recorded credit enquiry or soft search on your credit file, I think compiling a list of which lenders do this and which credit bureau they use will be useful. So, if anybody has any information on this, please let us know as this will help others while…
-
loans
has any one heard of the credit people ,if so what do u no about them.thanks
-
bank of scotland are making me go insane HELP!
i Signed a personal loan in branch 2 hours after getting home and reading the agreement properly i decided it wasnt right for me i phone to cancel it to be told theres not a cancelation period in branch but no one told me this or i would have taken it out over the phone as i have done this before and i know you have a 14…
-
want to pay off loan..
we took out a barclays loan for 10K 3 years ago over a period of 7 years, pay £185 per month & think the interest is something like 13% we are maybe looking at cheaper ways to pay off the loan or change to someone else with lower interest. a no no is to add to our mortgage though as we have re mortgaged before, has anyone…
-
who will give us a loan for £3000 with credit score 796?
Hello Just wondered if anyone can advise me about where I could get a loan/who best to apply for a loan with for about £3000? It would be in my husbands name. His credit score is currently 796 on Experian with no late payments/ccjs etc showing on it. We are on the electoral role but have lived at this address for less than…
-
Lombard Direct
About 10 days ago, I phoned LD to get and pay for a settlement figure. I was assurred that that was it, that they would cancel my DD and that would be the end of it. Imagine my horror when checking my bankl account to find it was significantly less than I expected. Turns out that a couple of days ago they took their normal…
-
Dell Finance Problem
Hi there, I think I may have made a boo-boo but I'm not too sure; part of me thinks I'm in the right but part of me is saying "just pay up." I bought a laptop in June from Dell and I decided to take them up on their "don't pay anything until December" offer, even though I had funds to pay the laptop off straight away. I…
-
Lloyds TSB Business Loan
Hi, I have just opened up my LLoyds Business account. I had a meeting with the bank manager and we discussed a few things. I am after investment into my business which has been very successful but unfortunately I was in a car accident which has made the business suffered (as its just me running and working it). Therefore I…
