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Bad credit loans?
Will try to keep this short without too much rambling :) I bought a house with my ex partner, we have split up and are selling the house, there is no easy way out and the house has to be sold (we've tried to be diplomatic about this but it just wont work out, also financial complications). As the sale is within the 3 year…
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Welcome finance
im wondering if anyone can give me a bit of advise. i have car finance through welcome, i know very stupid,we are terminating the agreement as we have paid enough to end. we had some arrears which we got down to being just under £30 they have sent a letter advising we need to pay £322 with no break down of what this is…
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Help to check over some loan docs (Welcome Finance)
Hi, This is a bit of a long story... but essentially, I have been going over my father's loan agreement with Welcome Finance. From what I can work out, he had a loan for £17k, he has paid nearly £19k, and £20k is still outstanding. I asked a company called LoanCheck to start checking this (as I didn't know where to start).…
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60 Second Claim on loans
Hi has anyone heard of this company http://www.60secondclaim.com/beta/contact.html and are they genuine or is it just a scam, anyone dealt with them before? My partner sent me the link but im sceptical, as you dont get anything for free! Any info would be great, thanks
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Student Loans Company - AHHHHHHHHHH!
In mid July I paid off my student loan (4k left) and received confirmation shortly after. I specifically asked what was the easiest way (as I know they need to send a stop notice to my employer), so a final amount due was calculated and I paid that off. As Julys wage was taken into account and I got an unexpected pay rise,…
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anyone tried PROVIDENT?
Does anyone has any experiance with PROVIDENT? I dont think they are bad,because i got declined once.If they wanted to take my money,they would say i got accepted.
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which company isnt fraud??
what company would you recomend,where you dont need to pay fee and you can be a self employed for a month(because i sterted just) and what you think about the money shop?
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Abbey letter out of the blue
yesterday we got a letter from Abbey saying we owed them over £2000. we have no idea what they are talking about. they have even involved someone called capquest debt recovery, and we got a letter from them also yesterday. they have addressed it to us in name and the address. we did have an account with them about 10 yrs…
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Provident loans & credit cards worried / vodafone bill
Hi, just signed up and need some advice/help/support Basically I lost my job and had to claim jobseekers allowance £50 per week. I owe the following HSBC Credit Card £1000 Cap One Credit Card £857 Vanquis £250 Littlewoods £1400 Provident Loans £400 I have contacted HSBC and they will lower my payment to £11 per month for 6…
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applying for a post office loan.
Hi, Just checking if anyone has a loan or has ever applied for a loan with post office.i understand they are underwritten by bank of ireland.Any information as to how they are?
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Capquest & capital one
Have an account with capital and they passed it to our old friends capquest. Their is a payment I made in august and september to capital when they had it and only one of them is registered - maybe time for it to be registered as they received a payment around september 30th. My point is that after debating the toss with…
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Advice Please
Hi, I am wondering if anyone can advise me on where to get an unsecured loan for debt consolidation. I curerntly owe £15000 on credit cards and £1000 on my overdraft. I am stuck in a vicious circle, having to re-use my credit cards during the month as I have little money to live off after making the minimum repayments. I…
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Black Horse - which Agency do they check??
Hi all, Can anyone confirm which Credit Ref Agency they use to credit check applications. Thanks
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info needed on loan being taken over
Hi there Can anyone help with some info on when an outstanding loan is taken over by a different company. We have an outstanding loan that is subject to a ccj. It is an old debt which we have been paying off on a monthly plan for 7 to 8 years. We are up to date with all payments and haven't missed any. We received a letter…
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Early Settlement vs Full and Final Settlement
Hi all, I think I have the right place for this query, but please advise me if not. I have had a loan with Northern Rock since the beginning of 2006, and am due to make my final payment on it at the beginning of 2011. I have a fixed rate (which was, I think, 5.9%) and therefore a set amount that I pay each month. All the…
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Miscalculated Interest Free Payments! Advice please
Hi, I recently puchased a TV and some furniture from a department store. I took all of this on a 2 year interest free option and paid a 20% deposit on all of the items. They printed up the usual contracts and I (as usual) merrily signed my life away with out taking much notice. 2 Months down the line they have contacted me…
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DFS 4 Years free credit??
Hi All, I hope this is in the right place, if not could someone redirect me..... Thankyou... As me and my partner are now in the situation of paying off all our debts thanks to claiming back missold ppi, with lots of help from the lovely people on this site! We now would like to buy a sofa as our current one has had it (it…
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Creation Loans
Has anyone taken out a personal loan with Creation Finance? Which CRA do they check?
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Hire purchase insurance
I have signed up to buy a car on finance as well as using the scrappage deal, i have 47 monthly payments and then 1 final payment after the four years. I have heard of Gap insurance incase the car is totalled or stolen but the dealership said they cannot ethically sell it me as i will never be in negative equity. i am…
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First trust finance
Hi I've just applied for a unsecured loan with ( First trust finance, and it said i was successful with my application. Can anyone with experiance with them advise me about how this company works, as i was told they don't charge customers an up front fee. Thanks
