anyone tried PROVIDENT?

Magic_wizzard

Does anyone has any experiance with PROVIDENT? I dont think they are bad,because i got declined once.If they wanted to take my money,they would say i got accepted.

Enfieldian

Not if they wanted to lose their money they wouldn't!

Perhaps they didn't think that you would pay it back?

worrieddan_2

I took out a £300 Provident loan/card in May,with repayments of £10.50 per week.

I thought this would be ok at the time I used the £300 to pay back a friend who I owed £50 to and the rest was spent on a weekend break.all good at the time :j then the payments start THE WEEK AFTER you recieve the cash OK £10.50 might not be a huge sum but that's £42 a month and you end up paying back about £550

I lost my job now can't afford the repayments.My advice would be to avoid if possible but if you REALLY need the money and can afford the silly repayments then yeah go for it

Magic_wizzard

worrieddan if you lost your job,you can cash cheque! When i dint have money i did that and in total i got 1000 during one month and i tried 5 shops who deal with cheques

worrieddan_2

Hi

what do you mean by cash cheque?

I could do with £1000 lol I have nothing

Magic_wizzard

well if you have cheque book,card garante,bank statment where it says you put money and proof of adress then you can chesh chque up to 5 to 6 hundred.

PROLIANT

Magic_wizzard wrote: »

well if you have cheque book,card garante,bank statment where it says you put money and proof of adress then you can chesh chque up to 5 to 6 hundred.

I take it that you will pay the bank their money back? If not you are committing cheque book fraud and will end up in jail.
Writing cheques knowing that there are no cleared funds is illegal.

Treadmill

Magic_wizzard wrote: »

well if you have cheque book,card garante,bank statment where it says you put money and proof of adress then you can chesh chque up to 5 to 6 hundred.

Congratulations on dishing out the worst piece of advice in the history of MSE.

Drea2904

Treadmill wrote: »

Congratulations on dishing out the worst piece of advice in the history of MSE.

Yes some people get desperate, but you do not rip off places, if you need a provident loan go for it but look at other options, all that wont have someone banging on your door or making the situation worse.

If Provident refused it must be quite bad!! I once resorted to that, yeh short fix bust so not worth it.xx

Magic_wizzard

PROLIANT wrote: »

I take it that you will pay the bank their money back? If not you are committing cheque book fraud and will end up in jail.
Writing cheques knowing that there are no cleared funds is illegal.

You are funny! lol Who said i wasnt gonna pay to them?iTS CALLED personal cheque and you can buy that cheque back after one month or let them keep for another month for 10 pounds and BTW that was the best advice on here when you stuggle with money

donnac2558

But shops no longer takes cheques.