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small loan (£1000) for someone with bad credit?
does anyone know of any company (besides the dreaded Welcome Finance!!) that could help me with a small loan of anything from £1000-£1500 to help pay off some debts and some other things? bearing in mind i have a few defaults, 1 CCJ (satisfied but not cleared off my record) and a HSBC managed loan!!
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Need a loan quickly
I have just purchased a new car. I have agreed to pay the balance the car on Wednesday which will be when I collect it. I thought that it wouldn't be a problem to get a bank loan at such short notice which is why I agreed to this date. It would appear as though the approval period however is quite lengthy, particularly…
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Struggling with payments
Hi Im in a bit of a mess!! I bought a car with a persoanl loan at 9.7%APR last August for £19000, paying back £320 a month over 60 months (oh what was i thinking!!) Anyway I am now struggling to make the payments (havent missed one) I was thinking of selling the car which would be approx £11000 and then pay the rest off…
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Direct Auto Finance - Hounding Me! And Knocked On My Door On A Sunday!
Direct Auto Finance - Hounding Me! And Knocked On My Door On A Sunday! Can someone please confirm if this allowed and legal. I brought a car from Yes car credit in 2003 over 48 months repayments. I have had some financial problems, and missed a few payments. The 48 months are up in September. Direct Auto Finance constantly…
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Advice Needed on Car Finance while unemployed
I am looking for a bit of advice with regards to my car finance Over the agreement i have missed a few payments due to a number of reasons but predominately because i was out of work at the time and could not afford the repayments. However, payments have been made more than not and in total i may have only missed 4 or 5 in…
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Loan Charges for Late Payments
Has anyome been charged for late monthly loan re-payments? I just found out that I have and it totals c.£500. Does anyone know if these charges come under the same legalities as Bank charges. I would like t re-claim these charges - has anyone else tried this?
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PPI and unfair dismissal
Can anyone advise if it is right for an insurance compay to refuse to pay out on PPI if the dismissal was unfair. Halifax insurance are saying that they will not pay out on PPI if I lost my job within the first 60 days of taking out the loan. I was dismissed about 35 days after taking out my loan. I want to make it…
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Credit Union Loans
Hello, I have just finished a conversation on the phone with my mother-in-law and she has just been telling me about a credit-union loan she took out a bit ago. Her explanation of what it is was very vague and after reading the article on Wikipedia, I just can't get it. I am not after a loan but I am just very interested…
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I need a short term loan
I need to borrow up to £15,000 for a short term (could be as little as a couple of weeks, maybe up to a couple of months). My bank has said that they won't entertain an overdraft of that much (even though I have a perfect record etc) and the personal loan they offer seems to have punitive early repayment clauses. In the…
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Student Loans - what a joke!
Now then, Just thought I would highlight how silly the whole student loan fiasco is. I graduated from Uni last July and staretd my job in sept. Last month, I started to pay back my student loan. I earn 20k per annum so I am paying back £38 per month. I have just recieved my annual statement from SLC and they are adding…
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Need some urget advice!!
Im very new to this forum so hope i will get top level suggestions!!! ********Story starts here******* I advertised my laptop in local bargain pages. This girl rang me and asked if i had that for sale? I said yes!! She asked me to drop it off at her flat. I went there, she took the laptop and gave me cheque ( My Mistake…
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Are Barclays laughing at me?
Hello. I took out a loan with Barclays in 2006. They told me I could not take the loan out unless I would take out the PPI too. I hadn't really thought much of it until recently... So I went into my local branch and talked to an adviser about cancelling/reclaiming the PPI. She said if I wanted to cancel it, I would have to…
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Nemo Personal Finance Help!!!
Good Morning Everyone. I am sorry for the new thread but i am looking for some help. After a long battle with Nemo Personal Fianance they allowed me to pay 50% of my liability and settlement of my half of a loan that i had with my ex partner. My ex partner was not paying anything and i was left to pay it. Anyway i won the…
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Concerned with incorrect DD payments with Egg & current balance - advice please
Good evening everybody, I was hoping someone could assist me with an unresolved matter with my Egg Loan. I have attempted to resolve this matter amicably, but feel the situation is now turning rather silly and I need some outside advice. I will try to explain this as clearly/simply as I can. 1) I contacted Egg and asked…
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Lewis Russell & Parnters?
Hi there, have anyone heard about this company? we recently received a letter from them, they haven't said anything on the letter but asked us to call them. we tried to search them on the internet and found out that they propably are a debt collector. We haven't owed any companies any money, we found it very strange and…
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PPI claim from Barclays - success!!!!!!!
My OH has just been notified that his claim for a mis-sold PPI has been accepted and has been rewarded refunding all costs and interest. The loan was nearly finished so it has paid this off and left him with a credit of about £1150. He used Martin's template here on the MSE site and although it took several months to get…
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bizarre problem with welcome finance
Hi, New to this forum and thought I'd ask on here, hopefully to see if anyone else who decided to use this company has experienced the same problems I have... To cut a (very) long story short, I applied for a small loan of £1000 with Welcome Finance.. and after reading a few posts on here... decided to go for it without…
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major bank wont let me change dd to another acc, legal?
Hey there, I have a business loan from a major bank. I dont have too much to pay off now but my business account costs for monthly charges. As I am just a freelance sole trader, I phoned a money helpline and according to them, I legally do not need a business account just a personal one where I dont need to pay monthly…
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unfair credit rating
okay, i posted a new thread yesterday about applying for loans but this is unrelated. i got a free credit report from experian today and i am bit annoyed. i have three problems with it and i want to know if there is anything i can do about it. 1. i have a loan. the settlement amount in 8700. however my report says that my…
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Mis-sold Loan Agreement
I am unsure whether my father in law will be able to claim. He took out a loan with bank and was told at the time of taking the loan that he must take out PPI or he would not get the loan. He was also advised that if he where to lost his job that the insurance would cover the amount that was left on the loan. A few years…
