We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Need some urget advice!!

Options
hamidg84
hamidg84 Posts: 18 Forumite
Im very new to this forum so hope i will get top level suggestions!!!

********Story starts here*******

I advertised my laptop in local bargain pages. This girl rang me and asked if i had that for sale? I said yes!! She asked me to drop it off at her flat. I went there, she took the laptop and gave me cheque ( My Mistake for taking cheque )

I was so happy and deposited cheque into my account next day and balance was shown in my account after 2 days.. I was very happy and satisfied with the deal.

She rang again and asked if i had another laptop as her BF wanted one. I said yes.. she came to my home this time and gave another cheque.. deposited and got cleared.. Happy again.

2 days later, she rang again and asked if i had 2 more as her parents needed as well and i was like Good good.. gave her 2 more and took 2 cheque.. Again money was in my account.....

Disaster in my life when i noticed all cheques got bounced and received letters from HSBC saying, Refer to Drawer

I then checked my account and money had been debited by bank and i was over drawn with £1300.

I spoke to her and she claimed to be in spain but she was at her flat. Asked for money and she said no worries i have got loan and will clear the balance.

Gave me date and time to meet in bank... 8:30am received txts saying my son has passed away... !!!!!!!!.. she hasnt got no son....

At this stage i knew there was something fishy so i went to her flat... She offered another cheque saying money is in her account and will be credited.. I took the cheque again and made her write statement if it get bounced again, i will take legel action.. We both signed and my bro witnessed.

Went to bank, deposited and received call later from bank saying we are not going to deposit... Rang her and told her the this... She refused to believe my words but showed her Recipet from bank.

20 May, she was supposed to give money at 12pm.. Rang her at 10pm to make sure and she said i wont give you money.

Went to her area, parked the car next to her flat and called up police.. Police came and said its civil matter not criminal however she assured police to give money but only in Police station on saturday at 12pm..

I asked police to make her write another statement about all this.. She did and signed..

I have been to police station today but nobody was there.. She isnt answering her phone now...

Now at this stage, what is there for me in law?? Should i contact debt collectors or Court??

I fear she will move out from flat but i have got her Driving license with old address.

I know where she plays tennis... I would be very thankful if you guys could come up with fastest solution as i need money...

Thanks for taking time to read my sad story

Comments

  • kazwookie
    kazwookie Posts: 14,266 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd ask for the laptops back and get cash
    Breast Cancer Now 100 miles October 2022 100 / 100miles
    D- Day 80km June 2024 80/80km (10.06.24 all done)
    Diabetic UK 1 million steps July 2024 to complete by end Sept 2024. 1,001,066/ 1,000,000 (20.09.24 all done)
    Breast Cancer Now 100 miles 1st May 2025 (18.05.2025 all done)
    Diabetic UK 1 million steps July 2025 to complete by end Sept 2025. 291,815/1,000,000
    Sun, Sea
  • hamidg84
    hamidg84 Posts: 18 Forumite
    Yes i have asked that but she isnt giving them either.. I guess she has sold them...
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    Are you a business or are you just someone witha few spare laptops?

    I would go through the small claims court for the money but my instinct is telling me that she will only end up paying 2p a week back as she will claim to not have the cash.

    You could follow her to see where she works, you could ask a solicitor/cab about what legal rights you have etc .It may be a hard lesson learned this time and I feel for you.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.