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I need a short term loan

I need to borrow up to £15,000 for a short term (could be as little as a couple of weeks, maybe up to a couple of months). My bank has said that they won't entertain an overdraft of that much (even though I have a perfect record etc) and the personal loan they offer seems to have punitive early repayment clauses. In the perfect world, I'd be happy with something like an overdraft or a method of funding maybe part of it via my barclaycard (but I have no debts to transfer, as I pay it off every month). Within reason, I'm relaxed about interest rates as I won't have the loan for very long.
Oh, and I need it sorted within the next 5 days!
Any suggestions please?

Comments

  • ldavies_3
    ldavies_3 Posts: 217 Forumite
    taking a personal loan on short term would cost you 2 months interest for an early pay off and prob cheaper than an overdaft. easiest an quickest route me thinks...
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    ldavies wrote: »
    taking a personal loan on short term would cost you 2 months interest for an early pay off and prob cheaper than an overdaft. easiest an quickest route me thinks...
    Depends on the loan provider, I would imagine. I know natwest/rbs only charge 2 mnths interest, and if you 'change your mind' within the first 14 days then there's no charge as this is still the 'cooling off period'.
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

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