small loan (£1000) for someone with bad credit?

andrewb101

does anyone know of any company (besides the dreaded Welcome Finance!!) that could help me with a small loan of anything from £1000-£1500 to help pay off some debts and some other things?

bearing in mind i have a few defaults, 1 CCJ (satisfied but not cleared off my record) and a HSBC managed loan!!

jonesMUFCforever

I don't think that there is much hope for you.
To be honest it's probably for the best judging by your record.

andrewb101

jonesMUFCforever wrote: »

I don't think that there is much hope for you.
To be honest it's probably for the best judging by your record.

well i've been making regular payments on everything i owe for a number of years now... quite a few actually so thanks for judging me there... unfortunately.. decisions made when I was a student weren't the best

alwaysonthego_2

Please can you give details of your other debts. I do not recommend you consolidate your debts you could end up paying more. I would advice you to make a lower offer of payment to your exisiting creditors.

alwaysonthego_2

preciouslorraine wrote: »

It is depend on how is your reputation on your previous loans. I don't think you can get one if you still have existing loan for another company.



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jonesMUFCforever

andrewb101 wrote: »

well i've been making regular payments on everything i owe for a number of years now... quite a few actually so thanks for judging me there... unfortunately.. decisions made when I was a student weren't the best

What did you expect me to say?

Based on the information you made in your first posting I gave you what I thought was good advice.

No prime lender will touch you because of your past history - so If you don't want to consider Welcome finance and their ilk - then you are stuck.
Having a managed loan means that you have outstanding debt - getting a new loan for another £1000 only increases your total debt - please tell me why I should change my opinion?