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barclays bank ppi
PLease help!!!! i been with barclays over 7 years during that time i been taking from them 5 different loans and i just realise all of then with barclayprotection payment, the firts four loans were paid early so i should apply for a partial refund or for the full refund cos nobody told me the insurance was optional? Now…
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GUS Finance
Hi I am trying to find contact details for GUS Finance who I has a loan with several years ago so I can see if I had PPI (pretty sure they would owe me a fair bit!). I've searched around but no luck. If anyone can point me in the right direction I'd be very grateful. Thanks Matt
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writting off loans
i have heard there is a little known government legislation that you can get your loans written off if you are in full time work, does anyone know about this. i dont think its an iva
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welcome car finance
Hi there, hopefully someone can give me some advice, im currently paying off my car loan with welcome car finance, when applying for a car loan i didnt really have alot of choice who to go with, the reason why was i was told that i have not got a bad credit history its just at the time i didnt have a credit history. Anyway…
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Most flexible loans?
Hi I am looking to take out a loan of around 5-6k with a repayment a month of around £150 (keeping it fairly low on purpose). What I am looking for is flexibility in: - being able to pay off large chunks whenever I want - and then (obviously) ending the loan early (basically being allowed to with no extra charges) For this…
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Payday UK - Short Term Loans
Hi guys, I am in a pickle this month due to my used car going faulty and getting a refund for it, to cut a long story short I have had to spend money on tax for TWO cars this month, it was £180 per car (I am waiting to get a refund on the tax from the first car - had to claim this from DVLA), also had to buy the car for…
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Welcome Fince - Payment Protection Insurance
I recently took a loan out with Welcome Finance. I received the funds on 26th September 2007. I have today called to cancel the Payment Protection aspect of the loan, but have been told I had to do this within the first 30 days. Firstly, strictly it's only been 29 days since I received the funds. Secondly, is there…
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PPI reclaim, I need a bit of help PLEASE
I have been reading all the info on this site for reclaiming PPI and I believe my partner could be able to claim. In October 2002 my partner took out a loan with HFC and chose PPI offerd by HFC (provided by Hamilton). It seems the PPI was added to the loan. Then in 2003 he was contacted by HFC asking if he wanted some more…
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Please help with response from Lloyds (ppi)
I am claiming back the ppi on a loan my husband took out with Lloyds. He was told he wouldn't get the loan if he didn't take out the insurance. We have now recieved an offer from Lloyds but there are some parts which I am not quite sure of and just wanted to check that it was all ok before we accept the offer. I will write…
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Chase Saunders Accountants
Please can anyone advise me on a company called Chase Saunders Accountants. I spoke to them today regarding a debt pan and they are sending me some information but it would be good to hear from anyone who had dealt with them.Good or Bad. Please let me know. Thanks
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Secured Loan (Picture) Paying out.
Hi, Think others have been in the same boat here but before I settle with these guys just want to make sure they are not pulling a fast one. 27 months ago I took out a secured loan on my house £31,000 (to cover an existing loan and to free some cash for Scottish "Offers Over" system.) When taking the loan all was fine and…
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Welcome finance secured loan question
Just had copies of my many :o CCA's from Welcome (less than £15K secured loans) however 2 of them only show me as the applicant whereas myself and my partner own the property - is this allowed or should they have only allowed the loan to go ahead with both parties signing the agreement? ny advise most welc... gratefully…
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Loans.co.uk
Hi everyone, Can anyone help with this. A few months ago I stupidly went to Loans.co.uk for a loan but then changed my mind. Then last month I received a letter from them saying that they had sold to third party loan companies all of my personal details (name, address, telephone no. etc.)., the letter also stated that this…
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secured loan on shared ownership?
Just wondered whether anyone has been able to obtain a secured loan on a shared ownership property?
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Loan For Self Employed Living With Parents
Hi I'm on the look out for a loan, well to be honest I have been for the past few years, unfortunatley I never get accepted, well I did last year for a barclaycard loan of £1000 but anything more and I just get refused, I don't understand this as I keep tabs on my credit reports at least twice a year and everything seems…
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Am i eligible for PPI reclaim?
Hi, i took out a loan with Tesco in about 2002, for 5K. They said i had to have the insurance, i believe, which is £751! I cant remember for sure, but i wouldnt have had it give the choice im sure. That loan is not fully paid off and is now in an IVA, so am i still eligible for the reclaim. I wouldnt mind if they just took…
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whats the likes of me...
Hi guys Whats the likes of me getting a 25k loan? Im currently paying £720amonth on loans and credit cards and need to get my monthly payments down! I clear between £1000-1200 amonth My credit ratings from checkmyfile are: Experian:568 callcredit:865 Equifax:766 Anyone have any idea why experian is so much lower then the…
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Welcome Finance - any loopholes?
Hi I have a Welcome Finance HP agreement and have been royally stung on everything! i knew about the interest rate but was advised by the brokers that there would be no early settlement payment and that i would be able to get better loans after 18months with welcome. i have only been with them 8 months but would like to…
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cahoot interest and info req
Ok need some help or advise on what i should or can do here,i have this loan which i took out years ago a flexible loan with cahoot the interest at the time was pretty good and over the years the interest charged was also good. But while traveling back in 2004 and i think early 2007 not sure i used to pay money into this…
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Ppi Success But What About The Interest
Dear readers I have recently been refunded by Natwest 3 policies for miss-sold PPIs going back 6 years, (3 different loans). This was done through the FOS, however, I am also after the interest which I worked out using the calculator on the site. One of the policies was taken out in jul01 and I ended up paying £747, the…
