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whats the likes of me...
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Hi guys
Whats the likes of me getting a 25k loan?
Im currently paying £720amonth on loans and credit cards and need to get my monthly payments down!
I clear between £1000-1200 amonth
My credit ratings from checkmyfile are:
Experian:568
callcredit:865
Equifax:766
Anyone have any idea why experian is so much lower then the others?
3 late payments in the last 12 months...
Whats the likes of me getting a 25k loan?
Im currently paying £720amonth on loans and credit cards and need to get my monthly payments down!
I clear between £1000-1200 amonth
My credit ratings from checkmyfile are:
Experian:568
callcredit:865
Equifax:766
Anyone have any idea why experian is so much lower then the others?
3 late payments in the last 12 months...
Make £10 a day in November Challenge -Total: £895.14/£850
HSBC PPi refund £1600 :T
HSBC PPi refund £1600 :T
0
Comments
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Low.
Unless you have some security like a house with lots of equity.
You are currently paying far too much to service your debt.
You have options though.......
Either go on a serious money diet and start prioritising your repayments to get your debt under control.
Contact a debt charity or citizens advice and look at how you can enter an arrangement with your creditors to repay some of your debt.
Get a consolidation loan for at least the worst credit card debt and then rip those cards up.
No idea why Experian is much lower - maybe their scale is different or they apply a different weighting to late payments.
Good luck.
R.Smile, it makes people wonder what you have been up to.
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