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Cooling Off Period On Secured Loans
Basically do they exist? :confused: I know you normally get 16 days or so on an unsecured loan but I was wondering whether the same applies to secured loans? :think: Thanks guys. :)
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loans for carers
I'm a carer for my disabled partner,and my weekly income as i don't go out to work is £48.00 per week,unfortunately where i live is semi-rural and the employment is next to zero,i am unskilled,i don't drive,and struggle to find work. I have applied to a number of places to try and secure A small loan that i can afford to…
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Loan help and advice needed
Hello, please can anyone help? :confused: We have got our self in a bit of a mess and I really need to get it sorted. To pay all of our credit cards and existing loans I need to borrow £30,000 :eek: . As far as I know our credit rating is fine I’ve never been refused credit and have never missed any payments. Because of…
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everyday loan??
Any one heard of them?? I was desperately looking for a loan and contacted yes loan I know ( rip off) but I checked my file and found everyday loan has done credit check on me??? I have complained to Equifax that I never gave them the authority to do so. They now have left me messages in my phone to offer me a loan!! Any…
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Advice needed about short term post-uni pre-first paycheck (10wk) loan please
Hi moneysavers, apologies if this question has been asked a thousand times before, but i need some advice, i have just graduated in medicine and will be starting work as a doctor at the end of july. i have no money and will not be payed till the end of august and need a loan to cover the summer and the first month of my…
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Self Employed looking for a loan
I wonder if someone can help me? A bit of background first - DH was working for a company who basically ripped him off - We went on holiday and whilst away his boss decided that he was going to change his pay days from monthly to fortnightly and that he wasn't going to pay him for the annual leave he had for the holiday…
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Welcome car finance
Being in the market for a new car,was looking around the sites and saw that welcome do car finance for 19.9% as opposed to their hideous 60% personal loans,does anyone know if this is for cars they supply or can you go to any garage that has a credit license,according to there website it's any garage with a credit…
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Career Development Loan Help
Hi, I signed up, stupidly i might add, to a course with a company called IT Skills Group. I was always wary but the sales guy caught me in worrying time when I was about to be made redundant. The course is £4000 and I have paid already £800 of it. Now this morning i received a letter from somebody stating that the training…
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Calculating the Current Value of an Old Loan
In June 1989 I lent my brother £50k. Shortly afterwards the economy collapsed, he was unable to repay me & I also found myself in debt. My bank loan increased to £500k until I worked my way out of it four years later. I haven't spoken to my brother for many years, but he has recently contacted me & wants to pay me back. I…
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Pre-credit check check
Hi all Not sure if this right forum, but here goes. Think I've seen something on this on here before, but not sure where. I'm pretty certain there's a way of being credit checked when talking to lender/card issuer without it actually appearing on your file. Almost like some kind of pre-check, but gets you a pretty strong…
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Advice needed on UK debts
Hi there people, I will shortly be moving abroad and wanted some advice on what happens to my debt in the UK? I have heard a couple of rumours about this situation, firstly that if you move abroad with outstanding debts in the UK, they will be automatically written off after a period of time. If this is the case what is…
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need a loan for 20k who is best to go with
hi all need a bit of advice as im not really sure whats best to look for. we need a loan for 20k to do an extension on house as i would like to do child minding from home but want it in a seperate part of the house so its not like im at work all the time.lol anyway we own our own home (mortgaged) and havent got any othet…
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Egg Loans - £3000
Hi all, has anyone had an egg loan? Please fill me in on your experiance as they seem to accept young people with no credit history! I am 19 and need a car loan for £3500, over 3 years at approx £120 p/m i am earning £14,450 and work full time in an architects office! I live with my mum in a council house and have recently…
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Need a loan asap but bad credit rating??
Does anyone know any lenders interest rate not to high that will accept bad credit history, although my debts only mount to £2000?? any help appreciated:o
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Undecided about loan
Hi all. I'm new to the forum. My situation: I currently have a car loan with £2200 remaining (20 payments left). I now need to change the car as it's getting on a bit and I could do with something newer with lower mileage for reliablility. Aside from this loan I owe £1500 on a credit card which has 0% interest until Feb…
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Postgrad loan?
Hey there, I've just finished my first degree at King's College London (with a 2:1 thank goodness), and I really want to go on and do a Masters at the University of Manchester. The thing is, I'm very low on money - I have a £12k student loan, plus I'm around £1400 into an £1800 overdraft. I've just moved back in with my…
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heres an idea
Hi there, if I have a current acc or a mortgage, with a bank, and I get marketing mail, offering a personal loan or a credit card addressed to me as im a customer, and at the bottom it has a promotional code to quote to call, does this mean im pre-approved, or do the company lower their criteria for the promotion, or am I…
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Today we got approved for a loan
We went to Lloyds tsb as we have been customers for over 20 years (and I know that means nothing to them really) for a loan of 7,500 they offered us a rate of 8.8%. I mentioned that another lender could give us the loan for 6.6% and after a phone call L/tsb agreed they would match it saving a thousand pounds in interest…
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Help re unsecured loan
Hi, I am new on this site and I hope someone can help me. My situation is, my partner deals with our finances and has done since we moved in together five years ago. Our mortgage is in his name as at the time we purchased our home I had been made redundent. Anyway we had applied for another mortgage as I wanted it to be in…
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A little student loan advice required....!
Hi, this is my first post here so be nice :-) Okay, I have recently got a job above the minimum repayment threshold for paying back my £16,000+ student loan, but they have not started automatically deducting it as they should... and also I have moved address about 4 times since they last sent me my statement, and I haven't…
