everyday loan??

hur575

Any one heard of them?? I was desperately looking for a loan and contacted yes loan I know ( rip off) but I checked my file and found everyday loan has done credit check on me??? I have complained to Equifax that I never gave them the authority to do so. They now have left me messages in my phone to offer me a loan!! Any one dealt with them?

mikemgs

I went to see them in the west london branch after being refused by a load of high street lendors, I only have one adverse credit on my file from a well known mobile phone company that has a colour as a name. I have setteled a debt with them after 4 months of non-payment after a handset went wrong under warranty. I spoke to a really nice guy, and got offered the loan I was looking for (£2500) with an apr of 22%, which i guess isnt that bad, if you cannot get it anywhere else.
He assured me that if I pay on time every month, after 3- 6 months he would be able to reduce my interest rate......the money should be in my account in the next couple of days,
heres hoping......?

CLAPTON

mikemgs wrote: »

I went to see them in the west london branch after being refused by a load of high street lendors, I only have one adverse credit on my file from a well known mobile phone company that has a colour as a name. I have setteled a debt with them after 4 months of non-payment after a handset went wrong under warranty. I spoke to a really nice guy, and got offered the loan I was looking for (£2500) with an apr of 22%, which i guess isnt that bad, if you cannot get it anywhere else.
He assured me that if I pay on time every month, after 3- 6 months he would be able to reduce my interest rate......the money should be in my account in the next couple of days,
heres hoping......?

realistically, why would they reduce your rate in six months time?

mikemgs

Realistically, the guy I spoke to said with 6 months better credit I should be able to get a cheaper loan from him. It sounds like a rip off, and I am not stupid enough to fall for a con, but the way he put it makes sense, I hope I am not wrong!!