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ge money ppi
i recieved a letter today,it says: "you are one of our customers who brought payment protection insurance during 2005 or 2006. as a reminder, payment protection insurance covers your payments on your dfs account if you are unable to work for more than 30 days due to involuntry unemployment or disability. our investigations…
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loan for a car
1st post so hope this makes sense! I'm thinking of buying a car but instead of using the generous 12/13% apr offered by the car company, i want to borrow at a cheaper rate (obv). I'm only gonna borrow 5k but want to know if there's any loan companies where you can make over payments but without the penalties?? i want to…
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9 Months interest free query
OK, 2 years ago I bought a digital slr camera from warehouse express on 9 months interest free credit provided by Clydesdale financial services, which gave me time to save up the money and pay it off, so no interest to pay.When the nine months were up Clydesdale F/S sent a letter giving me the chance to pay in full…
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PayDay Loan Company
1 wrong thread 2 slighlty inappropriate 3 seems very dodgy
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£500 over three years
hi guys im buying a £500 laptop from dell but their finance rate of 19.8% leaves me sour and I'm sure theres better rates out there what would be my best option for a small amount such as this ?
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Same name credit history problem
My friend and his dad both have the same first and last name and have previously lived at the same address. My friend's dad has had bad credit in the past and this has now resulted in my friend not being able to get loans etc because they think he is his dad. What should my friend do to get round this? He seems to have hit…
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Financing a used car
When searching for lenders I noticed that there are a number of companies that claim to specialise in financing cars. Is there a good reason to use them or rather just to look for a personal loan with a lower APR?
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do you have to have equity in your house for a secured loan??
we have 10k approx debts - car loan etc. it would make sense to us to put all together and have one lower payment. thanks
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Loan Charges???
Can you also claim unlawful charges back for loan accounts, the same as you can with Bank account charges???:confused: Please reply, because if so.... it could mean more lira to repay debts:j Cheers
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Good rate or not?
I've applied for an unsecured loan with Northen Rock. I'm 26 yrs old living with parents. I have a disposable income of about £450 a month. I get 6 months sick pay through work. I have one credit card and one loan which are always paid on time. Anyway, I want £4000 over 3 years. They could only offer me an APR rate of 9.9%…
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25k over 10 years
Hi, My SO is looking to consolidate all is student debt (25k) with a lower interest loan over 10 years or more. He's renting now and having just found out today ( the date of entry) that his mortgage application has been refused because there was no real bedroom in flat) - he wants to stop looking for 6 months or so. We…
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Loan question - help
Hi all Urgently need to get a new car as old one has died. Need to get a loan to do it. Have another existing loan, and some card debt - not major amounts in either case. Tried to get a new 0% credit card deal about 3 or 4 months ago, but got declined as had gone over my card limit at the time (the monthly interest sent me…
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Loan Under 21 - No credit rating Living woth parents who isnt working
Well thank you all for your comments some people are taking it a little personal and to be honest i dont care what you think i was asking about a loan, not a row of unhelpful comments. My car is probably un roadworthy and why would a petrol guzzle volvo, I have to have a 1.4 tops for insurance and a small car as my…
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PPI Payments!!!
I took out a secured loan on my property two years ago and accepted the Payment Protection insurance with Halifax Bank. Due to the recent documentaries and watchdog programs about PPI and are you covered I checked my PPI and it does not cover my occupation as a freelancer. Basically I have been paying for something that is…
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short term loans
Sorry to hijack your thread but I am looking for something similar. We are remortgaging at the end of August when our old deal tie-in period finishes and are borrowing an extra 4K to cover the cost of a medical operation. The problem lies in the fact that the op has been brought forward to mid July so we need to get our…
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which loan? I'm confused!!
:confused: I need a car now but we are waiting to sell our house & until this is done we cannot afford the £6000 we would like to spend on a car, so an unsecured loan appears to be the best option. Once the house is sold, then the loan would be paid off immediately. Does anyone know which loan company offers the best deal?…
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Why oh why....
Why Spam, when it is a post with links to a credit union?:confused:
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Rip-off loan company (cheque centre.com)
Also, not sure about stopping a cheque that has been backed by a cheque guarantee card. These will, I am sure still get paid if presented. The cheques in this instance have been given as security. Play around with these guys at your peril.
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Is a loan likely?
Just looking for a bit of advice. I posted a while back about my debt problem. Things were starting to improve slightly, now everything has taken a bit of a nose dive... To recap - I owe £6700 on Credit Cards and a £1500 overdraft that are causing me the probelms (total: £8200). I earn £750pcm from one job and between £200…
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Awkward Q regarding friend and money!
