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Where i stand ?
Hi guys i need qucik and good advice please I am doing banking(current account) with abbey from last 7 months i got new job 2 months ago and my salary is comming in to my account but before that i used to payin cash or cheques more then 1000 pounds every month, but now i am looking for 3000 pounds in januray i would apply…
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Making overpayments on a loan
Sorry if this is a silly question but if you make overpayments on a loan will the interest payable be reduced or is the interest fixed from the start?
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Internet Vs Branch loan
I have a question does it matter to apply in the branch and applying online ... does it make a difference if you apply loan online or in the branch ..? the result could be different.... Thanks.
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How long until credit score improves?
My goal for the future is to have a good credit rating! I have a default that will 'fall off' in Sept 2007 and would like to be eligible for a better mortgage deal when my current fixed rate deal runs out in 3 years. I have no outstanding debt (besides the mortgage) as I became debt free this year!!!:beer: :beer: :beer:…
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Loan Settlement
Hi All, taken out a loan for £20000 with northern rock over 10Years 10/01/2006 payments £229 a month got a settlement fig, yesterday for about £18800 do i pay it of or do i leave it in bank so it pays it's self off & hopefully erns interest? Merry Christmas :beer:
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Getting a settlement figure out of RBS - what a saga!
Hi all At the end of my saga I did get hold of some actual facts, so this is not just a moan. OK, so I have a flat rate loan with RBS (taken out in Jan 06). We're in the process of moving house and intend to clear the loan with some of the proceeds of our sale. Chains etc being what they are it took some time to exchange,…
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Car loan for student
Hi i am looking to buy my first new car and i was wondering if i shoulf take the option of a load or would it be better for me to pay installments to the car dealer. I am a working student so i can pay around 170 a month or maybit more 200 max a month can anyone give suggetions please I am leaning more towards the pmonthly…
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personal loan to plastic loan
Hi all, I would like to know if the following would work. I have about £13500 as personal loan from a bank at 6.9% APR. I am planning to move some of the debt to cheaper credit cards. I have read the articles relating to this but I could not get the egg money card to do as mentioned in the article. I am financially sound,…
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Mis-sold hire-purchase agreement
Hi, my father has recently passed away and I am now going through this loan agreements. One in particular which has made me furious is the one on a car he purchased in March 2006. I was present at the time and can vouch for this. We were offered a flat rate loan to purchase the car at 2.5%, and we were told at the time…
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Ppi
I have a £22000 loan which I have had for just over a year, because I used their PPI I haven't even started paying the loan amount off yet. The surrender value of the loan now stands at just over £22000. I want to pay this loan off as quick as possible and my bank have offered me a better rate than I am on at the moment.…
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Difficulties in consolidation of existing secured loan. Help appreciated.
My girlfriend currently has a property with a current value of £95,000. Her mortgage is £77,000 , a secured loan was taken out through a sub-prime lender which to settle would be £18,000, leaving no equity in the property. She has recently spoken with numerous secured lenders of which no-one can seem to help due to Loan to…
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I think im inelligable for ANY loan help
Ok heres the score Im not on the electoral role I have moved around alot due to being in the military I am currently living overseas as a permanent UK cizizen on a BFPO (british forces post offices) postcode I have a poor but improving credit history. No property to secure the loan against No UK address to use apart from…
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£20k loan - with one applicant on benefits?
I've posted a thread in the mortgage section but it is loan/mortgage related so I thought I'd post it here too. Full thread - long! http://forums.moneysavingexpert.com/showthread.html?p=3786210#post3786210 Basically my mum has a £20k interest only mortgage at 7% variable. Myself and my brother are considering taking a loan…
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Need some proper advice
Hi i am having a bank with abbey from last 6 months and holding current account putting 1000 pounds by cash but from last 2 months my Salary is coming in to account as i know some bank they claim that your salary must come into your account rather then you paying in cash ..... if you want to take any advantage on that…
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Someone's taken out a loan using my address!!!!!!
Letter through door from HFC addressed to someone using our address confirming that credit facility of £1200 has been arranged Person does not live at this address but HFC bank are refusing to confirm in writing to ourselves that person will be removed from their records as living at this address because we are not the…
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Loan for Recent-Graduate with Debt??
Hello, Maybe this should be in the student moneysaving thread, im unsure. My situation is that i want to go travelling & fast, before i have to settle down in a graduate job. I just finished Uni in July and decided to take a gap year before starting a serious job. I wanted to go travelling, leaving in January and returning…
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Central Capital
Hi all Anyone had any dealings with Central Capital. Just had a call from them to say they can give me a loan at 13.9apr. ( over 4 years , £13k ) As our credit report is "Fair" unfortunately we couldn't go to a high street lender . Any replies would be great before they ring back later today. Thanks
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A question re Consumer Credit Agreements
Can any one of you knowledgable brokers tell me exactly when the limit on CCA loans was raised from £15,000 to £25,000 ? I thought it was around 1993 but I could do with a definitive answer. thanks in advance Peter
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Need Finding Loan help
Can someone suggest a good company I can get a business loan from? Thanks,
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Flex-Loans - Still available?
I used to have a cahoot loan *spit* and although the interest was a little higher I liked the fact I could over pay every month. Also the interest was calculated daily not front loaded so I evenly payed off the capital. Now cahoot have dispanded, are their any other similar products with reasonable rates around? I know…
