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Need some proper advice

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Hi i am having a bank with abbey from last 6 months and holding current account putting 1000 pounds by cash but from last 2 months my Salary is coming in to account as i know some bank they claim that your salary must come into your account rather then you paying in cash ..... if you want to take any advantage on that account..


So now i need a advice i need a loan in januray as i am getting married and looking for at least 5000, i will try with my bank but in case if i rejected with them than what would be the suitable option for me .. as i know there are many people who already have gone through this situation.

I have no defaults or what so ever

I would appreciate your help guys.

Thanks.

Comments

  • Xbigman
    Xbigman Posts: 3,915 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If you are on the electoral roll with three years address history and a permanent job your bank should be the best bet. If they don't offer you anything then find out why before looking elsewhere.

    How much do you earn? Borrowing 5000 on the minumum wage is asking a lot but on higher earnings should be ok.

    Have you considered getting married abroad? A friends daughter is marrying in st lucius as its cheaper to buy a packaged wedding there than get married in England. Even after paying half the travel costs for 9 relatives.
    Regards



    X
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  • Xbigman wrote:
    If you are on the electoral roll with three years address history and a permanent job your bank should be the best bet. If they don't offer you anything then find out why before looking elsewhere.

    How much do you earn? Borrowing 5000 on the minumum wage is asking a lot but on higher earnings should be ok.

    Have you considered getting married abroad? A friends daughter is marrying in st lucius as its cheaper to buy a packaged wedding there than get married in England. Even after paying half the travel costs for 9 relatives.
    Regards

    X

    Thanks for your message , Well i have been on electoral since june this year but i was on other address from last 2 years ,

    i am earning 21 k and yes i am getting married in london ....


    Well my salary comming up straight in to my account and i was bit curious what option i have got in case if i turned down by my bank.

    Cheeers
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