Where i stand ?

cheeky-virgin

Hi guys i need qucik and good advice please


I am doing banking(current account) with abbey from last 7 months i got new job 2 months ago and my salary is comming in to my account but before that i used to payin cash or cheques more then 1000 pounds every month, but now i am looking for 3000 pounds in januray

i would apply this loan with my bank , i am just curious that if in case i get rejected then what i am gonna do , as i really need some money, what would be the second option for me.

Thanks.

jonesMUFCforever

Apply somewhere else?

cheeky-virgin

ejones999 wrote:

Apply somewhere else?

where , with who ? give me any idea

michael1983l

cheeky-virgin wrote:

where , with who ? give me any idea

put a search in on google for loan comparisons and choose the cheapest most suited loan for yourself. Nobody can tell you which to go for because it all depends on your personal circumstances and the fact you will have to prove a regular income combined with a decent credit file.

What you should be looking for is a loan with

No Setup Fee

Not secured on your property

The lowest possible rate you can get (watch out for the low typical rates but are reassesed on personal circumstances e.g. they might advertise 6.2% but they might offer you 14.9%)

No early repayment penalties.

And the reputation of the company you are dealing with

try this link http://www.moneysupermarket.com/Loans/default.asp?p=0&bbcam=Adwds%5FLoans&bbkid=loan&x

crawley_girl

michael1983l wrote:

put a search in on google for loan comparisons and choose the cheapest most suited loan for yourself. Nobody can tell you which to go for because it all depends on your personal circumstances and the fact you will have to prove a regular income combined with a decent credit file.

What you should be looking for is a loan with

No Setup Fee

Not secured on your property

The lowest possible rate you can get (watch out for the low typical rates but are reassesed on personal circumstances e.g. they might advertise 6.2% but they might offer you 14.9%)

No early repayment penalties.

And the reputation of the company you are dealing with

try this link http://www.moneysupermarket.com/Loans/default.asp?p=0&bbcam=Adwds%5FLoans&bbkid=loan&x

Excellent advice there!