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PPI With first plus
Hello Can anyone help me? After loan after loan and monthly outgoings going through the roof, my girlfriend expecting, we decided to consolodate our existing outgoings, resulting in a £45,000 loan from first plus. We were informed that we needed payment protection, and it was put to us that it was free for 1 month, then we…
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Enforceable loan agreement?
Bit of a technical question this one..... A friend of mine has been deceived by his former partner and ended up signing to a bank loan agreement in joint names. The bank are now persuing him as his ex had gone personally bankrupt. I know he should have read what he was signing - but that is the past. The question is, he…
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help needed for toyota finance !
sorry for the long rant!!please can somebody offer any kind of advice that may be useful. 3 years ago my dad purchased a car on finance from toyota he paid a deposit of around £3000 and from then on we piad 360.87 each month. halfway through the agreement my dad was the victim of identity fraud on his bank account -that is…
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Car allowance loan
Hello All, Here is a questi
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How on earth can I get a loan ...
ok so heres the deal, am living the in the UK just over a year now, I have one default on my credit file which I am about to dispute ( as I never got a warning .. just a letter from the debt collectors.. stupi people ! anyway that was all paid ) .. that was in June. I have also open up my bank accounts, credit card etc etc…
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Can we cancel our PPI?
We have a secured loan with Black Horse. i was adamant from the start that we didn't want PPI, but fell into that trap of being suckered into agreeing to have it, to get a slightly better interest rate on the loan. Can we cancel the PPI? It costs us £50 per month on a £208 payment. I'm diabetic and my hubbie has high blood…
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Lloyds TSB unsecured loan PPI
Has anyone actually managed to get their PPI back/ or got it cancelled from Lloyds? I'm going to try and I wanted to know if anyone's had any success?
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Lightbulb moment!!!
Hi all, i have just had my lightbulb moment and am very pleased! Its taken a while but having realised owe just short of 4K to a very greedy bank it shook me into action. I have now become a fully fledged credit card tart! Just wanted to say that all the support everyone gives on here is nothing short of amazing :beer:…
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Loan advice sought
Hi Wonder if I can borrow some seeds of knowledge from u more clued up guys than myself here. I went into my bank today to basically test the water with regards to a loan, wanting to see how much I could get, how much it would cost etc. Now without them running the actual credit check, she put thru the figures of £4000…
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GE Money
I took out a loan with Living Design Double Glazing more than 10 years ago. I worked out this year that I'd paid £12k for a £4k loan, and had never received a statement. For some reason it was split into two loans. I moved house four years ago and wrote to everyone I had to - including the loan company which I think was…
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Loan repayments to Father?
My Father has loaned me £42,000. We have agreed an interest rate of 5%. How do I work out the monthly interest payments? Thanks in advance. Andrew
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Loans - Couple of questions..
I recently applied for a loan, but instead of offereing me the APR rate they were advertising, they offered me a rate 1.5% higher instead. I have no debts, no credit cards, just a mortgage and a good full time wage with an employer Ive been with for several years, with good sick pay cover, so I can't understand this…
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Applied online but "Application Referred"
Well, applied for my loan this evening but the automated system said my application had been "Referred" and I had to phone a customer service rep tommorrow to discuss the matter. What does "Referred" mean?. Im pretty sure I meet the criterias needed here, so cant figure out the problem? :confused:
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Here is a nice one......
Is anyone in a position to offer me some real hard advice on tackling the problem below? Need to get it sorted but it is not cut and dry by any means! Basically i will be a little cagey as i have been advised not to post fully on public forums due to the potential size of my claim but if anyone has any experience in the…
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credit "Living with parents" or "rented"
Hi, when answering questions with regards to getting credit should I answer living with parents or rented, I do pay rent so I would only be twisting the truth. would lenders be more likely to give credit to someone living with parents or renting? thanks
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Returning a car to Ford
Hi all i stared this somewhere else on the fourm but think it belongs here; (heven knows how you move it??) http://forums.moneysavingexpert.com/showthread.html?t=327920 Hi all, My friend (And I do me my friend) just purchased a 2002 Ford Fiesta 1.4 zetec for £5000 from Ford and because his credit rating is so bad he is…
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Natwest Loans
How do overpayments work on a loan with regards to interest being charged?
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Scrimp and save OR loan??
Hi, I have been receiving email updates for a while - but this is the first time I have taken the plunge in the forums, so please be gentle!!:eek: We are having an extension built in 3 months time - it is going to cost quite a bit of money!! We are very close to having saved enough - BUT paying for it will involve wiping…
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please help....paragon finance loan
i need some advise please... i took a loan out with paragon finance in 1996 for £10.000 over 5 years, now iwas paying the full monthly payment of around £360 a month for about the first 12 months or so then i was made redundant and so arranged with them to pay redused payments of about £130 pm. ihave been paying this…
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Northern Rock Or ????????????
Was think about applying to NR for a loan of £22000 over 10 years. This will be to consolidate all my debt into one loan ie pay off all cc etc and close them down. The reason i pick NR is that i can make repayments over 10 years. I would prefer to do it without PPI but i think i will need to take the employment cover to…
