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Barclays Loan
hello all, I got a loan from barclays 5th November 2003 for £4000 at 20.9% ( i know bad) over 60 months with payment protection, which is no use to me, cant claim on it, when i got the loan i wasnt working either, so far i have paid £957.24 on the payment protection and have another £638.16 to pay on the payment…
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Debt management
:confused: HELP or ADVICE appreciatedBANKS LOSING MONEY [/B]thru IVA,s. I heard on the Radio yesterday, Banking Spokeperson meeting with Debt advisors to get around the IVA schemes etc. She said with regard to Bank Loans to speak to the lender for help in first instance. Is this a way for the lenders to get of loosing…
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Loan with the halifax - need advice
My OH and I are about to go to our bank to see if they will increase our loan (initially 14k now 12k) to 17.5k and are wondering what they are likely to say. After getting this loan a year later we got another loan with NR for around 10k but this has been cleared since along with another credit card of 5k. At the moment…
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Loan for commercial pilots license
Hi, I need to borrow about £30,000 to finish my commercial pilots license, so you could call it career development! Does anyone have any advice or tips on what type of loan I should be looking for? Many Thanks Brooker.
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Do they owe me money?
Hi all Years ago I settled an egg loan before the end of the term (sept 2009) and ever since the loan has been showing on my egg internet banking with a zero balance. I was concerned that this was still showing on my credit report so I sent them a secure message and the reply I got was this: "The product that you see is an…
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Personal loan - quick question
OH went for a personal loan online last night and despite the fact that it promises to 'give a decision in minutes' it came back with 'we will write to you shortly' Thats just waffle for a NO isn't it?
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Need advice on getting a loan for 4k
Hi :D , I've been looking into having surgery for a few months and today got in touch with a surgery.Who told me it would cost me £4k to have this done. I'm also on the nhs waiting list but i don't know how long i will be on the waiting list until my op. So I'm thinking of going private as i can have it done in 3 weeks,But…
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Is 6.94% for duration of BTrans loan good value?
I Have some expenses coming up in New Year on house. Altho I could pay I feel that @ current low (still) fixed unsecured rates a loan with NO time limit @ 6.94% ie Balance Transfer for duration, NO BT fee! & need to pay only 2.5% per month. I feel this is better than a fixed term loan, because my capital is earning nearly…
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Need advice on what loan to go for
Hi guys... basically, I bought a motorbike on finance and wrote it off last month.. I now owe the finance company £1100 (the difference between the value at the point of the crash and what the settlement of the finance is). Anyway, I need a new bike and the one I want is £5000, and then I need to put the £1100 on top of…
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Loan early repayment penalty?
I've paid 12 months of a Nationwide 3 year loan. I asked for an early settlement figure as I'm being made redundant :eek: and want to clear my debts before I do anything else with the money. (MSE DOES work!) I've been told that there's a 56 day interest charge? Is this an ok figure or am I being ripped of a bit?
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advice needed on loan for poor credit rating
My partner is looking for a loan to consolidate two credit cards with a balance of about £6000 in total He had a tough time a few years ago and was made redundant twice which resulting in him missing a few payments , he is up to date now and has been running his accounts fine for about a year but his credit rating is not…
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Unsecured Loan where to go...........?
Morning I'm looking to raise about 20k in unsecured loans. My credit rating is good and but i do have some credit card debt. Is it best to apply to one company or maybe split it between two companies eg Northern Rock and Abbey. and take 10k on each one. Thanks in advance for any advice.
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Northern Rock Protection
Hi I recently took out a loan with Northern Rock - I also took out the Silver inusrance - Death and Sickness cover. Does anybody know if I can remove the Sickness cover and go down to the bronze cover? Thanks
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Advice Needed on Buy Now Pay Later Contract
Hi, I was hoping someone could give me some advice on a contract I have with Black Horse. Last Decemnber I bought a DVD Recorder on the Internet and took out the Buy Now Pay up to 12months later. The credit agreement was with Black Horse. I moved house a couple of months ago and forgot to inform black horse, so I never…
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Existing EGG loan with PPI - can I remove the PPI?
Hello everyone, I've got a loan with Egg which has always had PPI. However, after reading the article on the main site, I'm thinking of asking Egg if they can cancel the PPI on the loan. However, they weren't in Martin's table so I'm not sure if they'd do it or not. I know I could call (and I will... eventually!) and ask…
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Calculating interest on a multi-installment loan
Hi. I have just received the first installment of my loan. The interest rate is 2.4% APR. The schedule according to which I will receive m money is: Month 1: £561 Month 2: £500 Month 4: £500 I'm just wondering if I've got the calculations for the interest right? £561 * 1.024 (to get the annual interest for the 1st…
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Saving vs Managed Loan
At the moment I have a professional studies loan that I have been paying off since I graduated. At first I paid the minimum £150.74 a month, and saved a little more for car repairs etc. Then I came across the MSE site and took the advice of clearing loans before saving. However I recently took up a new (better paid) job…
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Student Loans Questions
hey, sorry if this is in the wrong place I graduated in 2000 and have been paying off my student loan for about 3/4 years through a direct debit. I was talking to a friend and they said that because i was repaying through a DD I was being taxed on my monthly earnings, then paying the student loans company 'after tax'.…
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Need Some Advice
We are fortunate enough to be mortgage free :j , other than our car we don't owe much else, and have some savings, not a great deal though. Anyway our house is needing a few things done and I was wondering the best way to go about paying for it. Do we borrow, and if so what are our options? :confused: I reckon we'll need…
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Buying a second hand car, finance advice? help
Im looking to buy my first second hard car that is 2-3 years old maybe slightly older. I have a perfect credit history, and no bad marks against my name. What is the best deal to go for in terms of getting a loan as Id like to pay the balance outright and not have to use the garages own financing deal which would likely be…
