Northern Rock Protection

Stewboy1978

Hi

I recently took out a loan with Northern Rock - I also took out the Silver inusrance - Death and Sickness cover.

Does anybody know if I can remove the Sickness cover and go down to the bronze cover?

Thanks

Xbigman

I think someone else asked a similar question on here. If I remember correctly they had to cancel one completely and take the lower one as a completely new insurance. This made it uneconomic to do so.

Why do you want to remove the sickness cover?
Regards


X

Stewboy1978

To be honest I think I can manage without the sickness cover - After taking the loan I have checked my SSP etc through work and it looks ok.

I know I should have checked this first though...

regularsaver1

do you only get ssp?

Stewboy1978

I get 6 months full pay and then half pay after - I have sickness cover on my mortgage so at least that will be covered.

Xbigman

I get exactly the same sick pay from work so I never take sick cover of any kind, although it doesn't stop salesmen trying to push it on me.
Regards



X

regularsaver1

I get exactly the same and still have income protection - suppose everyone has different needs and opinions