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Barclayloan £4200 any idea on APR
Just wondered if anyoen has a Barclayloan 9unsecured) for near that amount over 2 years or anywhere I can find it out TIA :D
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What is so bad about a secured loan?
We need to borrow approximately £40k for a house extension. Our choices are add more to current mortgage or a secured loan. The site says that secured loansd are "evil" why? Clydesdale (our current lender) will offer us 5.79% fixed over 5 years CapitalOne Homeowner Secured Loan 5.9% APR TIA Pat Long
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Re-Mortgage or Loan
Hey guys, need your advice and knowledge on borrowing… I am renovating my property and I need to loan 10k. Not sure whether to re-mortgage the property as it is mortgage free or get a loan as I don’t know much about borrowing, special rates, which bank to go with etc. I can pay this back within 2-4 years but just be on…
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FirstPlus Adivce
I am taking a FirstPlus loan for £45000. I have read with horror the stories about early repayment penalties and folk still being left with the full balance after many years of payments. The T&Cs state that the early repayment penalty is 2 months interest plus "interest at the rate in force at the settlement date for the…
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Abbey Loan advice
Hi, Decided I'd apply for an abbey loan thinking I'd get the 5.8% rate as my credit history is good. Got offered 14.9% and I was suprised to say the least. Turns out I'm not on the voters roll according to experian *eek*. I'm investigating to see whats going on. But anywho, I was wanting to move it off my Abbey CC which…
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New poster - Mum in trouble - HELP!
Hi to all, Much needed advice welcomed. My Father, who always took charge of finances, died very recently. Unbeknown to Mum, he had taken out an unsecured bank loan for £5k. He was the sole signatory for the loan although they had a joint account. Whatever reason he used the money for has followed him to the grave since…
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can you get a cheaper settlement
ive got car finance that i want to pay off but am a bit short of the settlement figure. is there any change that they maycome to an arrangement for cheaper settlement? its with carlye finance (pain in the a***) any info appreciated
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Personal Loan or More on Mortgage
We need to borrow £45k for a house extension. We currently have £118k borrowed on a mortgage with 18 years to go. Should we add to the mortgage or get a personal loan? We are 1 year into a 5 year fixed deal with the Clydesdale. If we go the mortgage route must we borrow the extra from the current lender? TIA Pat Long
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Student Loan Overpayment
A colleague overpaid her student loan (she paid it off in full and a little more) and they are being a pain in the whatsit about returning the money. Can she sue them in the small claims court? If not any ideas how she can make them return her money?
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First Plus Secured Loans
We have just requested a settlement figure from the above mentioned company and after 3years, we are astounded to note that although we have paid every monthly instalment on time, we still owe, not only the original amount borrowed, but a further £1800 on top. Bearing in mind we have already paid in monthly instalments…
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GE money ripoff help
I took a home lending loan from GE in Aug 11,700 ,i paid so far each month £139. I aksed them to send me settle ment figure lost month ,they sent me including earley repayment cost £11926 ,i couldn't pay lost month and asked again to send the settlement figure, now it came 11936. I don't understand after paying for 4months…
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Provi... etc...etchics
Hi all I own a finance company similar to provident. Although I make a very good living out of this, I would like to ask people on this forum about the ethics of this business. I have a varying type of client; from those who blatantly don't wan't to work to those who are working on a low salary and are struggling to make…
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Car finance w/ poor credit history
I'm currently thinking over getting a new car, as I don't think I can get by much longer without one. The problem is, my credit rating is pretty poor. My business went through a really bad patch for 3 months or so early this year, which resulted in some defaults and a car repossession. Before this, my credit rating…
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Best way to get temporary loan
Hi. I'm having to spend money at a rate of £143.50 per week and am running out of credit on my credit card. I do get the money re-imbursed, but this takes about a month to 6 weeks to happen, and I'l be well out of money by then. I was wondering if anyone could recommend the best place to get a temporary loan? I would only…
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Getting divorced, need cash
I would welcome some advice as to where to go for a £10-15k loan. I have just started a divorce and need the cash in order to buy a car and make the house ready to sell. There is £100k equity in the property, which will be used to pay off the balance of the loan once its sold. I'm looking for a loan which will accept me as…
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Joint Loan applications keep getting refused
Hi, just wondering if anyone can share any experience or advice. Me and hubby 2 be are looking to get a joint loan for £20k. We both have a joint account, neither of us have had any CCJ's or excessively bad credit history, maybe a few missed credit card payments over the years but minimal and we both have records of paying…
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Best joint loan place please
Hi guys I need to apply for a small loan (£1000 or so) over a couple years with my girlfriend. Where is the best place to apply for this?? Cheers Si
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Need advise please - Loan owner passed away
A relative has passed away recently. They had two personal loans with money still owing. How does the law stand on this. They might have assets to sell, like a car which could go towards paying them off but do we need to do that. There was no payment protection insurace involved. Thanks alot.
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Small loan for business start up needed?
Hi, my husband & I are trying to set up a new business, we only need £1000 at the most(I say only as it's a small amount in the great scheme of things, but huge when you have'nt got it!!). Tha trouble is we have a poor credit raing & have been turned down by our bank & a couple of internet loan companies & I don't want to…
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Tenant loans Bournemouth
Hi All Can anybody help?? Im in a bit of a sticky situation credit wise and need a loan for 3000 sharpish, I went through a broker firm called UCC recommended by Money supermarket and the only firm who accepted me were called Tenant Loans based in bournemouth. They Guarantee me accepted but want £49.95 admin fee before…
