Best joint loan place please

lawtz04

Hi guys
I need to apply for a small loan (£1000 or so) over a couple years with my girlfriend. Where is the best place to apply for this??
Cheers
Si

Xbigman

We need a bit more info like are you both employed, what is it for, is your credit rating good, how old are you?

Also, what is your main concern, simply getting it or do you want a market leading rate?
Regards



X

lawtz04

Thanks for the reply. I am in full time employment. She is a student but has a p/t job at marks and sparks. She cant get any help with her fee's for college for various reasons so we are really struggling and she has an overdraft and credit card and I have an overdraft.

Interested in the best rate but also making if we can pay it back later before the end of the loan agreement without punishment.

Need to get the application in asap as she wont be working soon (its a temp position!) and I think this will affect the application.

Phoenix79_2

Could try Northern Rock. 5.9% (typical) with no early redemption charge.