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ISA transfer error and helpline
Made a stupid error when transferring ISA from a bank to another bank. Have saving and ISA at bank A. When trying to transfer ISA to bank B, put the saving account by mistake. Now saving at bank A was closed, and full amount was transferred to ISA at bank B. Staff at bank B could not help much even after call its HQ. Tried…
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Address for Halifax ISA Transfer Team (Transfer Out)
Wonder if anyone can help, I want to transfer my ISA from Halifax to Santander but cant seem to find the address to put on the paperwork for Halifax as I can only find an address for transferring funds into Halifax and not out. Are they one and the same or is it a different address for transferring funds out? Thanks.
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Is it worth transferring this ISA?
I have about £5k in a Standard Life Bank ISA (soon to be Barclays cash savings) which has an interest rate of 2.3% . I am planning to contribute about £4k this tax year - between now and July - at which point I will be leaving work and returning to full time study, so I won't be able to contribute any more ££ this tax…
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Quick ISA Question
Hi All, Now its the new tax year, I have some cash in a Natwest Current Account that I would like to transfer to my Halifax ISA account. Is it possible to do this via Bank Transfer from Natwest's online banking, or do I have to pay money into my ISA account with a cheque? It would be much easier if i could just bank…
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Isa with little cash
Hi, I have a cash Isa with HSBC for many years. Well, I only have over £1200 but the interest is next to nothing, I think I only get about 20p a month:rotfl: so, being so little money, do I bother with transferring it elsewhere, will I get penalized if I closed that account? I could add another £1000 if the interest was…
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Crystal ball time again .....??
OK - are we expecting a flood of tempting offers this week to attract our 'new money' or should I jump now and fund my Santander 4% ?? Not prepared to jump through the Nationwide hoops, but surely they wont be the only institution to offer something ?
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ISA question
Hi! :j I've a question I don't fully understand about my ISA situation. I have about 2 years of ISA allowance (up until 2011-2012 allowance, so I've not opened a new one for 2012/13 yet) I opened last years ISA in August and it allowed me to transfer my old ISA allowance from the previous year. Stooging for best rate.. The…
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What should I do about my ISA?
My current ISA with Halifax (who I also bank with) has just reverted from 3% interest to 0.5% interest so the obvious thing would be to switch to another account/provider. However, my boyfriend and I are currently looking to buy a house and the money which I currently have in my ISA will be my half of the deposit. Is there…
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How do bonus rates work?
Hi all I've been thinking that bonus rates for a year on an ISA mean that you have to keep your money in for 12 months otherwise you'll get the lower (non-bonus) rate. But, I suddenly realised (I hope) that with interest calculated daily you get that interest from day 1. Is this right? I had been put off bonus rate ISAs…
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Transferring old cash ISA and opening a new cash ISA
Hi everyone! I opened a cash ISA with Barclays last year which has reached it's full amount. I have today opened up a 1 year fixed rate ISA with Santander and have told them that I want to transfer an old cash ISA's money into it and am waiting for them to send my the forms to do this. My question is can I still open…
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Natwest e-isa
Hi everyone.... just wanted to put this one out there, to see if others have experienced the same bizarre communications from Natwest. Firstly it seems Natwest dont give a monkeys about there existing customers, but welcome in new customers with bonuses and fantastic rates. All existing customers either stay on terrible…
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Fidelity ISA- help please
I have been investing in Fid global special situations and special situations for several years directly through funds supermarket. I am concned about 2 things 1. that these are not the best places to invest anymore and thinking of moving my investment to something 'safer' maybe to standard life global absolute funds 2…
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rosettajimpson
:j Please can you advise. I don't undertsand ISAs? I have two isas with a well know bank One 2010-2011and the other 2011-2012- I managed to save the full cash amount into each. Do I still get tax releif on both or does this only apply for the current tax year? Is it best to transfer the money from 2011 and now 2012 into…
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Natwest e-isa
Hi everyone.... just wanted to put this one out there, to see if others have experienced the same bizarre communications from Natwest. Firstly it seems Natwest dont give a monkeys about there existing customers, but welcome in new customers with bonuses and fantastic rates. All existing customers either stay on terrible…
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ID for SAGA 1Yr fixed ISA
Hello All As I write Saga's telephones are closed, the website is down for maintenance nor can I find what I want via the Birmingham Midshires site so hope I can get an answer here. Simply, I'm interested in Saga's fixed 3.6% offer. Never had a Saga product so they'll need some ID. Can anyone tell me what forms of ID will…
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Share ISA
May sound really basic but how do I transfer shares I own into a share ISA?
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Cheshire 18month Fixed ISA
I'm rather confused with their terms of application To complete your application you will need:* Your National Insurance number * If you are an existing Cheshire customer, your Customer account number * A current account with a cheque book I am an existing customer but don't have a current account. Certainly no mention of…
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Missed the deadline for Santander ISA transfer. What course of action do you recommen
d? Basically, both my gf & i applied for partial transfers from Halifax to Santander for their 1yr FRISA. You were allowed to transfer as per T&Cs so long as you did so within 14 days i think it was. It turned out that Halifax ballsed up BOTH our transfers & transferred the entire amount, closing down the account. My gf…
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BM 3-year fied ISA- no mention of transfers on form?
Hello, I just applied online for this Birmingham Midshires ISA, and intend to transfer previous years money in too. However I couldn't see any mention of this when I completed the online form to apply, although the details about it on their website definitely stated that transfers are permitted. Does anyone know if the…
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Where to save first?
Would it be better to save per month everything first into an Isa or should I save between an Isa and Saver's account per month? The Isa interest rate is 3.3% paid yearly, the Saver's is 3.06% paid monthly. Sorry if it seems like a simple question :cool:
