ISAs & tax-free savings

Archives for May 2008

Longest Isa Transfer Time Money In Limbo?
I handed in my completed ISA transfer form Nationwide to Alliance Leicester the end of February 2008. I received a letter from Nationwide 19th March 2008 confirming that my transfer request was completed and a cheque had been sent to Alliance & Leicester. To date and after numerous frustrating telephone calls to…
Transferring a Nationwide UT ISA
I have a Nationwide UT ISA which is now managed by Legal & General and I want to transfer it to HL. Does anyone know if I can transfer it by just completing the transfer form or do I have to speak to the Nationwide FA who set it up in the first place? I'd like to transfer it as funds rather than cash because I want to keep…
barclays tax haven isa and following years..advice/help needed
i'm new to isa's. I opened a barclays tax haven account for 07/08 (just in time!). The rate was the best then which included a 1 year bonus. Does that mean i have to keep the money in that account to get the full benefit? do i also have to add additional funds this year to keep the account going? I'm think the advisor at…
What happens to ISA allowance when PEP becomes Stocks & Shares ISA?
I have had a Single Company PEP (windfall Aviva shares, worth maybe £1500) for a good few years which has become a Stocks & Shares ISA this year, but I started a cash ISA with Egg in April. I also have a few windfall shares in Bradford & Bingley (not worth much today!) and 1300 Serco shares worth about £5,000, neither of…
Purely £3,600 left in Isa is interested each year?
Hi All I think its a silly question but I would like to know if I left just £3,600 in a cash isa, is this interested each year or do I need to keep adding £3,600 every year to get the interest?
NatWest ISA to e-ISA
Hi all, So I've got a ISA account with NatWest, and I always manage all my accounts online (in fact, I have the rest of my savings on an e-Savings account). So I thought "Well, since I manage my ISA online anyway, I might as well get an e-ISA and the extra cash". So I went to NatWest to request my ISA to e-ISA, and it…
Julian Hodge Bank - One Year Fixed Rate Cash ISA 6.5%??
Just did a search on moneyfacts and moneysupermarket, both come up Julian Hodge Bank - One Year Fixed Rate Cash ISA 6.5%. But not on JHB website. Not sure what happening. Probably not updated yet.....
Principality/B&B/Barclays ISAs
I have been working my way down Martin's ISA links looking for a new home for my existing ISAs. I'm wobbling a bit about the ICESAVE. I telephoned both Principality and B&B to check their account conditions. Principality do NOT allow transfers in to any of their fixed rate products. These products are ONLY for this year's…
Timescales for ISA transfers
We had three ISA's (Bradford and Bingley, Barclays and Halifax) which I transferred over to Nationwide and I'm getting impatient about when the transfer should be completed.... Went into the local branch of Nationwide on April 5th with all the paperwork. Process was apparently begun (due to their backlog) on April 12th…
Upgrading ISA at Alliance and Leicester
Hi all, I have an Issue 2 A&L cash ISA. when I spoke to customer services yesterday they offered to upgrade me to issue 4 (a jump in interest from 4.75% to 6.2% I think they said). Apparently all I have to do for this is to have an appointment at a branch. Is there any catch in doing this? Thanks, Catkins
HSBC e-ISA - 6.25%
HSBC have increased their interest rates from 5.75% to 6.25%. :beer:
ISAs: monthly interest vs annual
Hi everybody, excuse my ignorance but I was just wondering... do most ISA providers offer the choice of monthly or annual interest payments? And if so, how great is the benefit of tying yourself to the one provider for a year? Is there much greater interest to be earned? just a general query, thanks for your time
isa 2 accounts question
Hi ,I have just opened and invested £3600 into a fixed rate Halifax account but didn't realise I couldn't transfer funds in from my other isa account. I have funds in a Britannia Isa which give a pretty Low intrest rate .So my question is could I open another isa account. I won't be putting any new money in ,just…
transferring ISAs
Why o why do I do it:? Apparently I was told by alliance and Leicester that each bank has up to 30days to do their job as part of transferring an ISA. Thats 60 days loss unless banks back date the interest. Which ISA's do backdate? Is it worth transferring an ISA how much higher does an interest rate have to be in order to…
Retired Person Using Cash Isa?
Hi! My mother is 70years old and has around £20k in a good interest Cash ISA. She also uses a good Regular Savings Account. I wondered if anyone could suggest a better idea for what to do with the money invested in the Cash ISA? She moves it to the best rate each year. If she finds a savings account that pays better…
Whoops! 2 ISAs in one tax year!
My fault. My fault. My fault. I've just realised that I put money inadvertently into two different Cash Isas in the last tax year. What do I do? Help!
National Counties 6.26% Y or N
I see NC have, as predicted have taken their ISA off their website today. My wife sent the forms and £300 cheque in he post on Sunday. Bearing in mind Monday was a bank hol, they have probably recieved her bits n pieces today. Do you think they will honour her application Yes or No, if not do you think they will just send…
Withdrawing money from a S&S Isa - tax question
As a newbie looking to dip his toes into the water of ISAs and such like I have a question (I did search around but I must have missed it). My question is around withdrawing money from a shares ISA - I know that capital gains is not payable on gains within an ISA but what if I take money out? If in 10 years I have a tidy…
Cash Isa Withdrawl Question. Help Please!!
My mother has a cash ISA with £3000 from last year and £70 from this year. If she makes a withdrawal of £2000 (New Bathroom) in September and has put no more money in for arguments sake since the £70. Would it count as £70 towards this years allowance or £2000 towards this years allowance of £3600. If I'm not explaining…
Jupiter European ISA, keep, transfer, or cash in?
I've had a Jupiter Euro Fund ISA opened in 1999, opened with 7,000, recommended by an IFA. It's now worth a bit over 11,000. If i'd have invested the same amount in a 5.5% building society account it'd be worth the same. So I'm not that impressed with the increase in value over 9 years, for a "stocks and shares isa". If I…

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