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transfers in on an isa??
hi sorry if this is a daft question but trying to sort out my dads finances!!! he has about 16k in 3 different cash isas but they all pay poor interest is it right i can transfer these to a new isa that accepts transfer in and then not use his allowance for this year??? we were looking at putting it into IceSave Easy…
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How many ISA's can i have??
A colleague had a tessa that was transferred into a fixed rate toisa which is now coming to an end. She has been told by her building society that they will transfer it into a fixed rate ISA, but she already has a fixed rate ISA (Continues one taken out a few years ago, allowing it to carry over). She's a little confused…
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Help on isa's
I have a isa account that was for 2 years and have £200 ish of interst in it. But this year I have opened a new account. 1 will the old isa's still earn tax free savings ? 2 the interest on the last 2 years still earn interest or do I take it out ? Thanks Timek
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2 ISAs in 1 year
Hi, I'd like to know if there is a possibility to open for example the Barclays tax heaven ISA and put new money in, and in the same year transfert old money to another ISA provider (say Nationwide for example) . This means I would have 2 ISAs open the same year....
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Newcastle Building soceity
Hi Guys. Just wondered if any of you have had any dealings with Newcastle Building Soceity? I have opened a ISA+ Account with them recetly and transferring my current ING Direct ISA to them. Very early days, but wondered if any comments out there!!! Thanks n:p
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NS&I Direct ISA sort code for transfer
Hi Sorry if this may be a bit of a daft question but I am trying to transfer last year's ISA from NS&I to Icesave and the transfer form requests my account no and sort code of current provider. I obviously have my account no. but can't find the sort code anywhere on any statements etc from NS&I. Anyone know where I can…
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isa transfer
hi can anyone tell me if there is any penities if an isa transfer take longer than the 30 days time limits.mine transfer has been 50 days +, they have taken it from my old isa manager but not showing it with them this seems a very long time?? it bothers me as i like to see my balance. thanks
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S&S ISA (selling American shares)
Hi there I have shares from a sharesave scheme in a S&S ISA. I am considering selling them and buying shares in a couple of British firms. Can I do this within the ISA wrapper and is there any tax problems (US or UK) I should look out for? (I think capital gains tax only kicks in if the sale is over £10k) Cheers Simon
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Transferring Isa into Ruffler bank
Am waiting for a transfer form from Ruffler bank to transfer an Isa with krbs.I have sent in the application form 3 weeks ago,do you think they are just busy,they did stipulate to complete application before transfer form will be sent.But found them very quick on all other communication.Anybody transferred into them.Thank…
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National Counties ISA 6.26% to be withdrawn Wednesday
GUARANTEED ISA 2008/2009 paying 6.26% will be withdrawn w.e.f. 28.5.08. Make sure you get in quickly if you intend to open this Cash ISA this year as it is being withdrawn on Wednesday.
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Spreadsheet to manage multiple virtual accounts
Does anyone have a spreadsheet to manage multiple 'virtual' accounts within a single savings accounts that will work out the approx interest due for each virtual account? I like to have multiple accounts to ring fence our savings into different pots (tax, holiday, kids education, general, etc.). I used to do this by…
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H&s Isa
It says you need to invest at £3000 pounds. i don't want to put this into funds in a lump sum. Can I invest it as cash initially (Perhaps evern the full £3600) and then move it into funds when I deem fit. Is H&L still a good provider to go with?
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reviewing our isas
We have a number of peps/isas that we have just forgotten about over the years, and now we need to make sure they are well invested. I think some of the following may be dogs - any advice please? Invesco perpetual - International Equity Acc shares - Global smaller companies acc shares - European Equity Acc shares - UK…
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Tax on interest from S&S ISA?
Hi guys, I recently started a S&S ISA, but haven't quite bought anything yet so, there was a very small interest paid to my account for the cash balance. The interest was taxed. Is this right? Cheers.
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ABBEY Direct ISA
Hi people, Won't bore you with all the details but if anyone is considering opening one.... Opened one 7th April and filled in transfer forms for two transfers on same day. Just found out one transfer request wasn't made till 22 days later and the second 36 days later !!!! So transfers won't happen till a further 30 days…
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The Skipton Fixed Rate ISA is NOT available!
Me & OH applied over 2 weeks ago & had our cheques sent back. Today they wrote to me "Our website has not advertised the Fixed Rate ISA since its withdrawal", which they say was on 19th April. Well their webpage is still up: http://http://www.skipton.co.uk/savings_and_investments/isas/fixed_rate_cash_isa/ If you're…
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Are cash ISA's worth the hassle ?
Hi All, I'm getting to thinking that cash ISA's are really a load of hassle, and not worth bothering with. Reason being, you open a top paying account of say 6%, then within a year, the next "Issue" comes around paying 6%, but your once top paying account now pays 4.5%. At this point, you need to complete a transfer, which…
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Barclays Tax Haven ISA
My wife & I both applied for the new ISA paying 6.5% early in April. We are both Barclays customers and have today received our'welcome packs', which state a lower interest rate of 6.25% AER. I have written complaining about this change in interest rate, the length of time that it has taken for the applications to be…
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Legal and General ISA
The Legal and General ISA shown at this link: www.legalandgeneral.com/investments/isas/index-tracking-isa/your-options.html It states: You can invest a minimum lump sum of £500 or a regular minimum contribution of £50 per month. Does anyone know how many months you have to put £50 month in or can you just do the one month?
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HSBC e-ISA rate change
Inside word is that the rate of this product is going to be increased to make it one of the top-performers available. If my source is correct, it will be rising to 6.25% AER shortly. Obviously don't go for it before it's officially announced, as they can always change their minds before then. NB: I work for HSBC, but don't…
