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Who to send ISA forms to ? (Birmingham Midshires ISA)
I get really worried when companies supposed to be looking after my money dont seem to know what they're doing! I have a maturing Birmingham Midshires (BM) ISA which I will transfer into their 1 year 6.15% fix - no problem. I also want to transfer previous years money to the same product with BM .... two things... First: I…
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halifax to icesave part transfer???
i would like to know if i can transfer part of my halifax isa to icesave ie i want to leave £1000 in the halifax isa and transfer £9000, is this possible or do i have to transfer the whole balance :confused:
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Cash ISA v Offset Savings
Wondering whether there is any benefit in opening a Cash ISA this year and paying savings into this, or whether to continue trying to put the money into an offset savings account linked to my mortgage which is a fixed rate of 5.8%. Now I know that the offset mortgage option is more tax-efficient for higher rate taxpayers…
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Bradford & Bingley eIsa, Is there any way in??
I applied for a B&B eIsa on 2nd May (18 days ago). I received through the post a Direct Debit instruction (dated 2nd May) within a couple of days. Since then, nothing. I can't access my account as I don't have any account details (they are supposed to be sent by post). I have rang twice but after lengthy waits both times,…
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Index linked accounts + RPI weightings
Hi, I’m thinking of opening a Leeds Building Society RPI+2 ISA and I’ve got 2 Questions: 1) Does anyone know anything about the RPI? Specifically · What weighting does housing have in the RPI? · Would ANY fall in house prices put the RPI lower than the CPI, are there any other differences? · Can you get CPI linked savings…
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ISA/PEP advice wanted
Hi, I'm after a bit of advice on where I can invest my current ISA and PEP. I've got an A&L cash ISA (no money paid in this tax year) and a Schroders PEP. I've also got a stocks and shares ISA that is linked to paying off my mortgage which I pay £90 a month into. What I'd like to do is reinvest the cash ISA and PEP into…
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ISA transfer question
Hello, does anyone know if you are able to transfer a cash ISA to a new 'transfer in' ISA during a year in which you have used your ISA entitlement? I have 2 cash ISAs, one from last year and one from the year before with B&B that I want to transfer to another provider. I have also used my ISA allowance for the current tax…
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What to do with mature PEPS & NS & I Savings
My husband and I are both retired and in our 60's. I have been diagnosed with Breast Cancer last year and obvioulsy want to enjoy our savings but at the same time be careful. We have no other pensions except our State Pensions. We do not have a Mortgage and therefore at the end of the day can always down size but we love…
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Multiple ISAs
Hi folks, I know that some of this has probably been asked before...? I currently have a Britannia ISA with a few thousand in it, and a rubbish rate, last payment to it was in the previous tax year. I have not made any payments into any ISA in this tax year. At the moment I'm in the process of opening a new ISA with Abbey,…
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Paid into two different ISA's last year - advice
Hi, My partner made a payment of £610 into her old Nationwide ISA last tax year AFTER I had maxed out a new EGG ISA for her a couple of days earlier. The Egg one was done on 31 march 2008 and the NW one on the 4/5th April 2008. She did not realise you can only pay into 1 per tax year. Can anyone explain what will happen?…
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Newbie questions on IS&I ISA(s)
Hi I'm 20 years old, currently on a 'Gap year' from university. From my student loan (£2950) i've put roughtly £2000 in an NS&I Cash ISA. Initially I had put £1000 in, and in April when I got my statement I had recieved a measly £32! (interest calculated over period of a year so doesn't matter if I added the other £1000…
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Shares ISA Provider Question
I would value some opinions on share ISA providers, in particular the pros and cons of the HL ISA v Selftrade ISA. I would like to find the lowest charge provider that meets my needs. I currently have the self trade ISA, usually invest the maximum allowed and usually purchase unit trusts. I don't want to rule out…
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Widgers
I have £9k+ in a TOISA with Standard Life. Looking for the 2nd best* paying provider that will take transfers in and pay monthly interest. *I have opened an ICESAVE with this years allowance and transferred in £27k+ so don't want to put all my eggs in one basket. :confused:
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Cash ISA Transfer Question
I currently have around £6500 in a Cash ISA - this is last year's and this years ISA allowance combined. The question is that I would like to transfer these to another provider immediately and do not really want to wait until next year to do this - am I able to do this assuming that I do not make any more payments into the…
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Bradford & Bingley Fixed ISA
Hi, This seems to be the best fixed rate ISA that I can find right now (6.25%) but I can't seem to find any information on whether transfers in are allowed? Does anyone know if they are? Thanks Nish
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why do some banks not allow transfers in?
Hy just wanted to know why some banks do not allow transfers in? This sounds soft to me as surely this will put some people off opening an account with them, therefore resulting in the bank loosing lots of money of potential new customers with old big isa account. - or am i missing something! Also as you are only allowed…
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Nationwide Mini cash ISA transfer, how long does it take?
Does anyone know how long it takes, on average, for Nationwide Building Society to complete the opening of a Mini cash ISA transfer request to it from Kent Reliance Building Society? Events necessitating this question started when I completed a mini cash Isa transfer request application for the two year 6.15% fixed rate…
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Setting up an ISA and putting money in from banks abroad
Hello all, My girlfriend (who lives in Italy) and I would like to set up an ISA. We will both put money into it and the idea is that it'll form a fund for both of us to use as a deposit for a house in the future, when we live in the same country! I have an Egg Cash ISA which seems pretty good, but I was wondering how…
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Isa
I took out an ISA (stocks and shares) in the tax year 2002/2003 on the advice of a Financial Adviser to cover any shortfall we may have experienced with an endowment mortgage. Fortunately, we did not need this and have continued to subscribe over the past 6 years. In the last 12 months I have lost £500+ and am seriously…
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Kent Reliance BS
Has anyone else had any experience of transferring an ISA out of Kent Reliance? I opened one last year as their interest rate was one of the better ones at the time but has dropped drastically since then so I decided to move it to a new ISA with Abbey at the end of March. I completed and returned the transfer form to Abbey…
