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Best cash ISA?
Anyone know of best minicash ISA's with no strings attached? Currently with IF but getting a bit fed up with their customer service and poor rates. Thx xx
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Grandmother's gift to 17- and 15-year-olds
My daughters are each being given £3,000 by their grandmother. Lucky things: i) for being my daughters; ii) for being gifted the dosh. I'll be setting up a mini-ISA for the 17-year-old. What's the 'equivalent' that I can do for the 15-year-old (16 next June). Regards to group.
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ISA limit decreasing to 1000?
Was just speaking to a guy in HBOS who suggested that the ISA limit was going to be decreased to 1000 as of april, has anyone else heard anything similar, or whether or not there will be a replacement product? TIA Ant
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£30 Transfer Fee With Portman B/S
Not sure if it has been mentioned but from 1st January 2005, Portman building society have been imposing an "administration fee" of £30. to transfer an ISA top another provider, see HEREand choose any of the ISA products, as they all have the same statement.
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Transfering to Halifax from Abbey?
Complicated and not sure if I can be bothered but... I have my cash ISA with Abbey at 4.9%. Halifax is the best buy now but I'm trying to work out what interest you lose during the transfer. Lets say you have £20K. At 4.9% that's £2.68 interest a day. £20K at 5% earns you £20 more in a year. That means that if you lost…
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Should i stay or should i go? ISA Misery!
Hello all, When i turned 18 i was apprached by CIS financial advisors asking me if i wanted to invest some child funds in to an ISA. My investment was a mini and Maxi isa fund. In six years, the mini has made the grand total of £3 :eek: but the amount i put into the Maxi has lost £300. :mad: Any advice what to do. Should i…
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Yorkshire BS 'snowed under'
Hope this isn't another Abbey fiasco in the making. You would think that an institution which offers a market-leading rate would gear up for an avalanche of applications when all around are slashing rates. I opened an ISA with Yorkshire in August & got my smile ISA transferred to them on 13th Sept. rang them up today to…
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Opening new halifax ISA to transfer First Direct
I have a First Direct ISA which I opened and filled this tax year. With the interest rate dropping soon, can I open a new Halifax ISA by transferring the funds from First Direct? or do I need to transfer the funds into an already existing ISA? i.e. will this contravene the cannot open more than 1 ISA in 1 year rule?
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ISAs from previous years
There is a probably a very simple answer to these questions: (i) If you have an ISA account from a previous year, is it easy to transfer it - just remembered I had one with the Nationwide - and want to transfer it to somewhere with a better rate. (ii) Is it worth transferring between ISA accounts, i.e. two or three times a…
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Fund supermarket recommendation?
I have an ISA with HSBC that I'd like to transfer to a fund supermarket, so I could easily switch funds when I want to. I am aware of Fidelity, Bestinvest/Cofunds, and Hargreaves Lansdown. Are there any others that people recommend? I know that HSBC now have a fund supermarket but it has only about a dozen funds in it. I…
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Transfering From If To Halifax Isa
Hi there, I wish to transfer my IF ISA to the Halifax ISA. The transfer forms are asking for a sort code and account no. As IF issue plan numbers, is this sufficent for Halifax to notify IF of the correct account? Regards draker
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Help with Mini Share ISA
Hello, I've already used my allowance for the Mini Cash ISA and I'm thinking about investing in a Mini Share ISA. Could you tell me, is it possible to invest in an all index tracker and self select individual shares in the same ISA? Also, when looking for an all index tracker, presumably they are all pretty much the same…
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Halifax
I do not have an ISA but have £3,000 in a Cahoot saving account. Is the Halifax the best one to put it into now? I look forward to your responses. I have been reading the threads but not really understanding what to do for the best. Many thanks.
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abbey drops postal ISA rate to 4.9% from 1st sept
abbey drops postal ISA rate to 4.9% from 1st sept :(
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Kent Reliance Direct ISA - can't transfer out?
I have a cash ISA with Kent Reliance, today they wrote and asked me if I would like to transfer it to the New Direct Variable Rate mini cash ISA which is not CAT standard. I am not going to do this as according to Money Supermarket, it is not possible to transfer out of this new ISA which I assume means that once my money…
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Halifax ISA Saver Direct
I'm about to transfer my IF ISA to the Halifax ISA Saver Direct account. I understand that you can only do business on this account over the phone or internet. I don't have any other accounts with the Halifax and their advisor stated that I may have to open an additional account with them to use to transfer money from the…
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help: investing into stocks and shares ISA
Hello All, I have not used all of my Shares and Stocks mini ISA of 4000 for this year – currently I’m paying only £50 towards this ISA (cash ISA is already fully utilized for 3k for this year). So, I would definitely consider investing into this S&S ISA for this year. My main considerations are – medium to high risk…
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How do Accumulation Units work?
Some stocks and shares funds have accumulation units (basically they pay any share dividends back into the fund). Does anyone know how this is actually done? For example, I just closed down a fund and was expecting some accumulation units on top of its value, but there weren't any. Are accumulation units only given on a…
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Uninvestability?
I'm usually pretty good with money, but in one area I have failed myself completely... I generally get a 3k mini cash ISA every year, but three years ago I put 7k in a stocks & shares isa from Barclays. I was attracted by the larger allowance, and had big plans to do some research and pick some good stocks... however the…
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Virgin maxi ISA woes
I (naively?) put £7K into a Virgin maxi ISA (stocks and shares) in 2000. Since it is a tracker, the value instantly dropped and as of today has slowly worked itself up to £6,844. What agreat investment! (not) I have not had any other ISAs until this year, when I bought a £3K mini cash ISA. Is there anything I can do now…
