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ISAs & tax-free savings
Archives for September 2005
Discussion List
Transfer to First Direct 5.5% ISA
Hello, I am looking for some help on my cash ISA situation. My cash ISAs for the last few tax years are as follows: 2003/04 £3000 with IF, transferred to Abbey, transferred to First Direct (6.25% until October) 2004/05 £3000 with A&L (5.15%) 2005/06 £3000 with NCBS (5.15%) I am happy with the interest rate on the two most…
Cheshire BS Regular Saver Cash ISA?
Maybe, have to keep eyes peeled for this one. Been in branch today to open their 8% Regular Saver, CSA mentioned in passing that a Cash ISA Regular saver is in the pipeline!
Cash ISA interest and personal tax allowance
I apologise if this has already been covered, but not sure what words to search on. I know the actual interest on a Mini Cash ISA is tax free, but I am now a non-taxpayer, and have about £15K accumulated in one, built up over the years, so the interest I get on it is a significant proportion of my personal tax allowance…
Advice for a 1st Isa (first direct)
Hiya, Just looking into getting my first isa, think ive got some of it understood. You can put £3K a year in a mini cash isa (and 4K in the Maxi Shareholder one) and you cant open more then 1 isa in other banks i guess. Also from a bit of searching i guess the First direct is the best one to go with with 5.5% until Feb 06.…
Competitive ISA about to bomb the market?
Hello all, I am about to move my Abbey ISA (4.9%) and my First Direct ISA (soon to be paying 4%) to a Halifax ISA (5%). However, it struck me that now seems a likely time for a new contender to come onto the market with an Easy Access ISA that beats all the other rates (none of which really stand out). Does anyone know if…
Intelligent Finance ISA Now 4.55% (wef 5/9/05)
https://www.moneyfacts.co.uk is reporting that the IF ISA interest rate is to be reduced from 5% to 4.55% wef Monday 5th September. This is a MASSIVE cut of 0.45% when the recent BOE base rate reduction was only 0.25%. Compared with the Halifax's own brand ISA at 5% AFTER the adjustment (and the recent IF CC chip and pin…
Martin's Best Buy Cash ISA article in todays email
As most of you have gathered in the other threads posted today the updated article on Best Buy Cash ISAs is out of date already! Halifax have reduced their rate to 5%. Kent Reliance down to 4.96% National Counties down to 4.85% Beverley BS 5.05%
KENT RELIANCE & NATIONAL COUNTIES REDUCE RATES
From today Kent Reliance ISA 4.86% confirmed on phone, despite what website says. National Counties ISA 4.85% from WEBSITE
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