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Taxable Benefit
Hi, I work for a company that offers Critical illness cover - the premiums are 100% deducted from my earnings, so none of the costs are company funded. However, I have just twigged that they are also including these premium payments as a taxable benefit. This sounds completely wrong - as how can something I already pay for…
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Tesco Car Insurance PNCD mid term price hike
So 7 months into my car insurance with Tesco they have determined that I was misquoted for the PNCD (Protected No Claims Discount) portion of the renewal. I have been offer to do either: * pay another £27 to maintain the PNCD * get a refund for the originally quoted PNCD and have it removed from my policy Surely this…
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24/7 Home Rescue - email address - Long Complaint - want to escalate to someone Senior
Hello 24/7 Home Resecue is a huge Company but has only one published email address for contact. I won't go into the details but my complaint is over 10 emails in length and probably as many telephone calls. Really feel I am being fobbed off and I am about to take it to the Small Claim Court this week if it can't get…
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SAGA :three year fixed
Last year on renewal of my house/content insurance I renewed with the then current provider which was SAGA. A conversation followed as to you can lock this price in for three years, I was happy with the price of just under £200, checked again by asking is this what I will pay next year, to be told, yes definitely. So my…
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Am with Marshmallow ins
Hi Am with the above insurance and just asked if I could give my partner practice in my car she has Provinsl license would I be able to that told not to take L drivers Am fully com p ins any suggestions on how I can do this
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Buildings Insurance for an Unoccupied Leasehold Maisonette
I've got a leasehold maisonette that will be unoccupied until it sells. I have a copy of the freeholder's buildings insurance policy and it has the usual restriction on how long the property can be unoccupied before it's not covered. Once this period is over, I guess I need to take out some buildings insurance myself?
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how to insure an empty home
hi, tennants have now moved out of a rented house, and now the owners want to sell the house. however, their insurance company says under the policy they need to switch all the services and drain the system, off otherwise it could invalidate the policy. this doesn't really seem practical because it will make the house cold…
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Cistern not covered by plumbing insurance?
Hi all, Bought comprehensive cover with domestic & general (provided by EDF) for plumbing, heating, electrical wiring etc Unfortunately, they won't fix the issue (leaking when flushed) with the cistern :( Just wondering1. are there plumbing insurance policies that cover cistern repair/replacement?2. are there cistern types…
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Car Insurance - shop around... Can you do this if a claim is still open?
Martin is saying to check if you can get a cheaper deal elsewhere before the end of this year, so with this in mind, I've just spoken with my current insurers and after a non fault claim (a pickup backed into my parked car while I was shopping - gah! ) , I've been told that the claim is still open. This is due to third…
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Possible contents insurance error
Hi wondered if you could help. I used a comparison site in July for my contents insurance renewal. Nationwide, who I also bank with, came out cheapest. Like a third or quarter what I was expecting. I have a number of high value items which I listed and valued into the quote. I paid up. I received email confirmation but had…
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Travel
So even though a long informative thread was removed from this forum for 'Legal reasons' regarding Tifgroup it appears that the complaints continued elsewhere and on the 7th December 2021 the FCA finally withdrew their licence to sell insurance. A million hoorays from all the unsatisfied customers purely for the relief of…
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Claims handler take-over has been announced
For anybody who might be interested...... https://davies-group.com/knowledge/davies-expands-its-property-validation-solutions-in-the-uk-with-acquisition-of-building-validation-solutions-group/
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Choosing home insurance
Is it best to just use search engine and pick a well named insurer.
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Should I claim?
How much impact would making a claim for a lost iPhone have on my future premiums? The thing is, I made a subsidence claim this year, so my premiums are already affected. Would my subsidence claim mean that any subsequent claims might have a disproportionately large impact? Minus excess I stand to get £350 for the lost…
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Worst ever experience with car insurer
To cut a long story short, on 8th November a white van driver reversed into my car while I was waiting behind him in traffic. He admitted liability and was very apologetic. I got his details and took photos of both vehicles. I rang my insurer, Esure, as soon as I got home and gave them all the details. They told me I would…
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Policy Expert Auto Renewal.
The last year I have had my house insurance with Policy Expert. A few weeks ago I got some quotes for the next year and got some prices. So I check present policy online and decided to go with one of the new quotes. I also checked to see it there was any autorenewal which I couldn't find. So I took a out a policy with a…
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Should I cancel my car insurance for a better quote? Help!
Advice needed please! I took my car to university (I am a healthcare student & need my car to travel to placement sites) which made my insurance really expensive (about £2k) as it wasn't in a great area. I have now returned home & changed my address on my policy but it hasn't brought my premium down as much as I'd hoped or…
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Car insurance after partner's death
My brother died yesterday and their car is registered in his name and his partner is a 2nd driver on the insurance policy. My sister-in-law (although they aren't married) doesn't know the insurance company - or any other household bill details for that matter - so firstly, is the insurance now invalid and is she going to…
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Critical illness cover when returning to full time education
Hi everyone I need some advice please. I'm in full time employment in a decently paid job that I've been in 10+ years but have decided on a career change. In Sept 2022, I will be starting a three year undergraduate degree mainly paid for by a training grant under the NHS Learning Support Fund. I have a 7 year old critical…
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Life Insurance Payout.
When my mother died about four years ago the insurance said that I another person who we did not know had insured her, as we did not recognise the name or get to the bottom of it we just forgot all about it. But the other day the insurance company contacted me for me to send them certain details does this mean the pay-out…
