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GAP Insurance advice
Good morning all, I'm a little stumped on gap insurance. I'm looking to lease a 18 plate ford kuga and received an email regarding gap insurance. It's not something I had considered but now the cloud of doubt is looming. The lease or pcp is over 30 months at which point I intend to hand the car back. As long as my insurer…
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Buildings insurance and pipe leak
Hi hoping for some guidance please. I have combined Buildings and Contents insurance with Hastings Direct. Affinity water have told me that I have a small leak between the water meter and the house (ie not inside my house). I have tried looking at my insurance documents but I don't really understand the terms. I am right…
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Car Insurance Non payment Cancenlled
Hi Everyone, Im sorry for my English but I hope there anyone can help me out with this as im so lost after my car insurance cancelled by my insurer. Im a first driver My situation is on 2/11 a payment was missed, Admiral sent me a letter/email said that they will retake payment in 10 days 19/11 they took payment but my…
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Garage involved in car crash.
So my mum's not had much luck. The cambelt went on her ford smax and trashed her engine. Car is worth about £4500, so decided to pay a local garage £2000 for a new engine. Was due to get the car back today, got a phone call. Somebody has gone into the back of her car on test drive. They said from the looks of it her car…
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Car accident no L plates
Hi, I was recently in a minor collision with a vehicle whilst reversing, I was travelling about 3 or 4 mph so no dents just a slight scuff. I did offer to pay but he didn't wanna hear it. It was a little over a week ago and the rain was coming down heavy so I quickly put the front L plate on but decided to reverse to cover…
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Limits of Liability
Long story short: White & Co PLC tasked by the contract holder for the MoD (Agility) destroyed my stored furniture (Heavy 2 piece suite on its end so bowed frame and also covered in mould) whilst I was deployed overseas. My own insurance won't cover this so I'm having to either claim through their (White & Co) insurance in…
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Backpacker Insurance
Dear All Next year my son will be spending four months traveling around SE Asia (Thailand, Philippines, Indonesia, Vietnam). He also plans to scuba dive. Can anybody please recommend good suppliers of backpacker insurance and what the policy should include? Thanking you in advance BM
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Changes to home insurance policy
I am paying £158 to Policy Expert for home and contents insurance. Having installed a 24 hour monitored security system I thought I should inform the insurer. So I did but what I didn't realise was that they appear to think their policy holders all have STUPID stamped on their foreheads. They told me they would close the…
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Home Emergency Insurance
we have Home Emergency insurance provided by Allianz as part of our Lloyds Bank home insurance. The policy states we are covered for emergency call out and repairs from the heating, plumbing and drainage. But when we had a genuine home emergency on Tuesday evening (water leaking from under our upstairs hot water storage…
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what is covered on house insurance
Event: Roof leaking from valley between next door (semi-detached house). Its a near flat valley. Damp marks on ceiling in bedroom below. Question: Is this above normally covered by house insurance? Would it be excluded because of wear and tear or lack of maintenance? Thanks in advance
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accidental death
This is not a money grabbing question it is a query as to my children should put in a claim and to whose insurance company if there is a claim they should contact. In August this year their father my ex was killed in a freak accident. His girlfriend (who he lived with but had no interest in her property in as she owns it…
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Escape of water to the flat below (theoretical)
Hi. Ive been having problem with my toilet, when, if I flush it, a load of water escapes between the cistern and the bowl (failure of the gasket there). I have been trying to fix it myself (pretty much there) as no plumber has responded to me so far. I have towels down, but probably a couple of pints of water have spilled…
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Pet Insurance - Provider change during treatment
Hi all, first post on here so be gentle!!! We got a puppy at the end of March this year that was KC registered and therefore came with the obligatory 4 weeks of insurance cover. During this 4 weeks (early April) he was taken to the vet with diahorrea. The advice given was to consider changing his diet for 4 weeks and to…
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Accident with a pedestrian
I had an accident today where a jogger ran into the side of my car. Damage to my car is minimal with damaged paint along the wings and door pillar and a broken wing mirror where she collided with me. Without going into much detail, a bus was in the right hand lane make a right turn correctly. I was in the left hand lane…
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Unoccupied house insurance: is there an insurer that doesn't require weekly inspections?
I need insurance for an unoccupied house. Every single insurer and broker I have contacted requires the property be inspected every 7 days, by me or by an authorised representative. Do you know of any insurer that requires less frequent inspections? I understand they don't want the property to remain uninspected for…
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Whiplash Claim Advice Please
After some advice regarding a whiplash claim I have ongoing. I had a car accident back in august. I was stationary on the motorway in a queue when a car crashed into me travelling at 40mph. I was shunted forward into van ahead. Suffered concussion and whiplash. The car which caused accident was a write-off, I don’t know…
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Car Scheme Insurance
The wife has recently completed some treatment for an illness and as a treat I am currently looking at getting a car through a work scheme. The recommended insurer (different branch of the same company who provide the car) have stipulated I need to be of a minimum age (although the main driver is already that age & I will…
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Car insurance HELP
I am trying to do my car insurance renewal. Now I’ve been driving for 3 years and I am 26. I paid £680 in total last year (including business insurance, all add one, breakdown cover, courtesy car all extras possible basically) I am being quoted £1400 this year, without business insurance or any extras. I have never had a…
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Argos monthly care
Is it worth getting Argos Monthly Care for a mobile phone worth £1200? How would they know whether your phone has had accidental damage (covered) or deliberate damage (not covered)? And how can you prove whether there was theft with or without force? Is it a hassle trying to get a replacement?
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Run new policy days before renewal.
Hiya mser's Seriously considering accepting a new car insurance quote which at the earliest only runs from 15th Jan '20 Current policy runs until 18th Jan so any new policy is going to be early. Is this allowed as I could save quite a few pounds per month with similar features. I'm also basing new quote on next years no…
