-
Do I really need life and critical illness cover?
Hi I'm looking for people to either tell me I'm right and that I'm on the right track to avoiding being ripped off, or that I'm being completely naive and should live in the real world. :) I'm nearing completion on my first property and of course have been looking into life insurance and critical insurance cover. I'm…
-
GoCompare free £250 excess cover
What's the catch? Can't find much about it on Google/MSE Current excess is £100, should I bump it up to £250 to reduce the premium?
-
Year Built/Age of Property | Home Insurancd
Hi, I am buying a property which is a mid terrace. It’s one of 3 property that have been created inside an old stone mill. There is, and had to be an equivalent NHBC certificate - therefore the lenders see it as new. Also, so far, there is no record of it on Land Registry. The Old mill is there, but not a property. This is…
-
Cifas cat 6 marker
Hello i have a cifas cat 6 marker i do not want to go into why. but my car insurance is due soon and this time around i want to pay for the year in one go instead of monthly. does this mean i will be still able to get insurance as im not wanting the credit to pay monthly or will i not be able to?
-
car insurance clam
Hello i had a crash on 7/11/18 (no fault) and agreed my compensation on the 15/4/19 They said the other side had 55 days to agree (now 114 days later) but now my solicitor is saying that the Third Party are failing to negotiate with regards to Physiotherapy and Hire Charges. but they have agreed to my compensation but…
-
Leasehold Insurance
Hi all, My wife and I live in a bungalow, one of 40 on a leasehold development. We pay a yearly service charge part of which covers building maintenance insurance. We therefore only have contents insurance. We recently build a conservatory with the leaseholders permission who stipulated that we must provide the insurance.…
-
Insurance Dispute With Washing Machine Installer
A number of months back I had a new washing machine installed by a major online appliance retailer. Not long after the installation, the washing machine started to leak; the first sign of this leak was water bubbling up from under the tiled floor in the immediate vicinity of the machine. The wooden block that the machine…
-
Wedding Insurance/ Liability
This afternoon me and my fianc! had a bit of devastating news, we are getting married in 6 weeks and we have a live band playing at our wedding but the band has just sent us there public liability insurance but it only covers £1 million but the hotel requires at least £5 million The hotel is going to speak to the band but…
-
Home insurance running out a month before i move house. What is the best thing to do?
Hi all, I am moving house in October and my home insurance runs out at the end of August. I am just wondering if its generally better to get a short term buildings insurance to cover the time period, or just get a normal annual buildings insurance and transfer it when i move (if that is even possible?). I have read some…
-
Get Documents, Read, Find out not fit for purpose and cancel.
So yesterday I purchased insurance, I read the cover note immediately, I would not cover transportation of livestock. So within 10 mins of receiving the documents I rang to cancel. I was told that there would be a admin fee of £70. Why? Its in the T's and C's but I only got them. Also they now have £700 and will not return…
-
Car injury claim help!
Hi All, My father and I were recently in a car accident (Other party at fault) in which we both incurred injuries and wish to make a claim. I had a call from the other driver's insurance company who told me there in house injury team could settle the claim in which I keep 100% of the compensation and it was explained if I…
-
Impact of Insurance cancellation – please advise
I had motor insurance cancelled by car insurer several days before it was due to start because they said I did not meet the underwriting criteria. They refunded the policy. I was worried about needing to declare the cancellation to other insurers in the future which would greatly increase premiums. The insurer however told…
-
Travel insurance - changing provider
As I write this I think it could be a bit of a silly question, but I have a little bit of doubt in my mind so just wanted to double check! I have travel insurance with John Lewis. It ends on something like the 30th September and as they are no longer providing travel insurance I can't renew. So, I'll need to get insurance…
-
Life insurance after cancer
Can anyone help? I’m trying to get life cover for my husband - he had two separate instances of cancer that were dealt with surgically with no other intervention needed. I’m struggling to find anyone who will offer cover. Anyone else been successful? Many thanks 🤓
-
Non fault claim / car total loss / please help?
Back story. 1 week ago, my car was reversed into by an elderly gentleman who attempted to park his car in a small gap (not a space), next to my car in a near empty car park. My car sustained (driver side) light panel damage, a crumpled wheel arch and sheared off wing mirror. Fortunately he already admitted fault by left a…
-
Well woman cancer insurance
Help!! I took out a well woman cancer insurance in 2002 and it was sold over the phone as covering all femail cancers. Jump forward to this year and I have been diagnosed with breast cancer dcis. Insurance company have now said this isn't covered by my insurance even though it is not a peciific written exclusion, would…
-
Traders Insurance Cancellation
Not sure if this is correct forum but really need some help. On Friday 02/08/19 I took out motors trade insurance. I used a company called Peacock Insurance Services. I paid my £300 deposit and was told thats it set up. I then received a letter today 06/08/19 dated 05/08/19 from a company called Policy Plan saying my…
-
Car Accident Claim/Repair Help
I had a small incident on the 23rd May 2019 that wasn’t my fault. The other person in the accident has accepted full responsibility. The car had body work damage and could see the suspension not attached. I had requested the car went to Sere as it was still under warranty however my insurance insisted it had to be Charles…
-
Life Insurance Quote
Hi all Just a quick check against a quote from Direct Line for Life Insurance before I proceed if anyone could give some feedback. Just want to make sure this sounds about right. Myself - 39 years old - ex-smoker, currently vaping Partner - 36 years old - ex smoker, not smoked for over 2 years Life insurance quote based on…
-
Daily insurance on someone's car in Spain
Hello. We are in Spain on an extended holiday. While out here a friendly bar owner has offered us the use of his car. I'd like to take him up on his offer but would like to sort insurance. He's quite the 'just go for it' type so I'm not sure if I asked him to do it he would actually get cover for me. Does anyone out there…
