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Who is the primary driver?
My wife drives our car everyday. She makes the most journeys and most weeks she drives the most hours. I do the long drives at weekends and on holidays and drive the most miles. Who is the primary driver? thanks
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Travel Insurance for Recently Married ?
Hi, Sorry if this has been covered but I've scoured the site over the last two days and can find absolutely nothing on this! I married in October. We haven't planned a honeymoon yet and my Passport only has 2 years left on it so I didn't see the point in hurrying to change it over to my new name. Plus I don't think we've…
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Refused life insurance
I did a quote through a comparison website for life insurance and critical illness but was refused insurance by one company :( Does this mean I need to declare this on my home and car insurance policies? I have a feeling I was declined life insurance due to a previous medical condition which is now not an issue but…
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Car Insurance Quote Help!
Hi, I'm just wondering if someone can clear this up for me please. I am trying to do an online quote for my mum's new car. Her old car was written off in August 2016 by my dad (in a multicar incident). He was declared at fault for the incident. My mum at the time was the passenger. My dad was listed as an additional driver…
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Admin fees
So recently I auto renewed my car insurance but it was only after they'd renewed that I realised some of the details on my policy had errors. I went and called them to correct the mistake and they've charged me £19.50 for admin fees. The errors were things like, type of licence and names which were all correct in my…
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Car insurance renewal rip off
So I am a 50 year old lady driver - no accidents no convictions with over 14 years no-claims . I have just gone through all the correct channels for searching the best deal on my car insurance renewal. No great surprises - most were around the £300 mark UNTIL I thought I'd give age concern a try on the MSE link - (well I…
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MSE News: Drivers face further insurance price hikes as insurers backtrack on promise
Car cover premiums are expected to rise after insurers backtracked on previous promises to reduce rates...Read the full story: 'Drivers face further insurance price hikes as insurers backtrack on premium reduction promise' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how…
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Car Insurance Auto renew - Advice Pls
Hi, Please can you tell me where i stand with this. Im so angry. I was with green insurance for 2 years. At the very first year i set it up on DD but then a few days after the policy started, and called and payed the annual fee. The following year i remained with green and when i got the renewal through i called and paid…
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moratorium health insurance & just prescibed tablets?
If you have moritorium underwriting on private health insurance for eg. 2 years pre-existing conditions, on your health policy, then if you make a claim and they look at medical records, how is underwriting or claim affected by just taking tablets prescribed. Without wanting to go in to specifics, I am in the unusal, (or…
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Does loyalty matter in house insurance
I have been with the same house insurer for many years, but I am thinking of changing. But before I do It made me wonder if loyalty would matter much if a claim was made that may be borderline. Or if insurers would be more sympathetic towards a claim made by a loyal customer. If I thought that loyalty would make a…
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Leasehold Buildings Insurance
Hi, My first flat with leasehold so have questions, compounded by inexperience of insurance. Lease states freeholder responsible for buildings insurance, due in couple of weeks - cool. Four or five flats sold, 16 or so are rented (but not by freeholder anymore). Invoice arrived with cost increase of 10% from last year, I…
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Ins premium tax
I have just renewed my buildings and contents insurance other the same company I had last year. I noticed on the breakdown of charges there is a Insurance Premium Tax of £16.30 which was taken as a separate amount out of my bank. Can someone tell me what this is or should I be concerned?
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income protection
i am employed full time and looking for income protection, however i am also a director of a limited company (as an officer not as an employee) the company is in very early stages and i wont be taking a wage, only dividends, once established and making profit.. do i need to tell the insurance company when taking out the…
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Car Insurance Nightmare
Hi All, Im having a nightmare with my car insurance. So a couple of weeks ago I went down from my flat to run some errands in my car. I noticed that someone had driven into the rear wheel arch, leaving a few dents and red paint transfer. There was no note, or CCTV so I decided to get a quote from the local garage to get…
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mis representation to draw on insurance policy
as part of a divorce settlement an insurance policy was left to mature and on maturity date was to be split between the two parties. party one however drew the money on the policy using a false signature for party 2. my Question how can party 2 firstly reclaim the money from party 1 and what comeback do they have against…
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2 car/2 person Breakdown cover
Hi everyone. Does anyone know if you can have one policy for 2 people for breakdown cover? fed up of paying £10 a month for with my bank for it. kind regards
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insurance cancellations unlawful?
Could this be to insurance companies what PPI was to banks? http://www.consumeractiongroup.co.uk/forum/announcement.php?f=3&a=292
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Lowering my health insurance premium
I am currently paying around £120 a month for BUPA health insurance. I am a generally healthy 31 year old male. However, I have had scans and physio on the policy in the last two years for an ankle sprain (no surgery required). I would guess the total cost to them was under £2000. It looks like I should be paying about £50…
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My car was driven into - Will my premiums go up because I reported with no claim ?
Hi all, I'm having a bit of an ordeal with my car insurance and am worried about it on saturday evening in london, I pulled into a space to let another car go down a narrow street with cars parked on both sides - the car drove through haphazardly and too quickly and scraped the side of my car, damaging both vehicles (very…
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Jewellery insurance valuation - sale or full price
Hi, I need to get a fairly expensive ring added to my home insurance - I just need to know what value to put it down as? I got it in a sale so paid half the list price - do I insure it at the price I paid or the higher value? Thanks
