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Parent died and can't find life insurance policy
Hi My mother in law passed away 2 years ago and we have been through the boxes but can't find her life insurance policy paper work. Is there any way of finding out who it's with and how to claim? I would be very grateful for any help you can give. Thanks
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Best holiday travel insurance
Hello everyone, I am going to Crete for 10 nights in June with my partner who is epileptic. He has had a couple of fits recently and has finally been referred back to the hospital in April. They have upped his medication which seems to be doing well. My question is, what is the best travel insurance I can get with his…
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Eldon insurance. Car hit with stolen bike . Wont pay all damage
Can anyone help? My car was hit by a stolen , uninsured motorbike with a false plate. The bike hit head on and slide underneath the front of the car. I have a witness who saw the aftermath and police reports too. Eldon sent an assessor. He looked at the damage at the front of the car but not underneath as he didnt have the…
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None fault claims hiked up insurance
Hi all. I'm struggling with getting car insurance sorted, I have 4 years no claims, I'm 27, a home owner, dad of 3, I have no accidents where I was at fault and my driving licence is points free. However in the last year I have been very unlucky and have had 2 rear enders and someone reversed into my door (when I wasn't in…
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Garden wall
Someone has ploughed into my garden wall, leaving a pile of rubble on my lawn. Being on the corner of an estate, this wall is quite long. About 35m long (including the bit up the side of the drive) 1m or so high, rock face bricks with pillars every so often. As well as the hole, part of the wall standing is damaged. The…
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My 79 yr old Mum's insurance auto renewed
My mum had contents and home insurance with Debenham's Insurance from Dec 2015. She paid up front in full for the year and never claimed. In Dec 2016 she asked me to search online to see if I could find it cheaper, I did and I did, so she took a new policy the day the Debenhams one ended. Again she paid in full up front.…
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Iphone/Gadget insurance cover- advice & recommendations needed! Loveit Coverit
Hi I have an insurance policy with Loveit Coverit for my iphone 7. In the weekend it got stolen from me and so I'm in the process of submitting a claim. However after this happened I started researching the reviews of the company and am now extremely worried about getting a good in order exact replacement/getting my claim…
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MSE News: Severely injured claimants to receive larger lump sums
Victims of life-changing injuries will receive larger lump sum payouts from insurers as of 20 March...Read the full story: 'Severely injured claimants to receive larger lump sums, but insurers warn of higher premiums' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it…
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Can life insurance claim be rejected even if undiclosed issue is unrelated to death?
My wife and I have bought our first home; we sign the papers today. We have spoken with LV for life insurance, but they have decided to hold off giving us a quoted premium until we receive the scan results for a minor, non-life-threatening issue. So, this leaves us unprotected until the scan results come in and leads me to…
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Why Would Someone Use Our Address?
We keep getting direct mail sent to our house addressed to "Mr Michael Jawniak" except that he has never lived here and no-one of that name has ever lived here. We've lived at this address for over 26 years. It seems to be mainly quotes from insurance companies such as Direct Line and Churchill. Mr Fallen had his identity…
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Laptop claim
I fell asleep in bed while watching a programme on my laptop and woke up in the morning to find it closed and upside down on the floor. The screen is cracked in several places and the touch screen no longer works. I'm wondering if I submit a claim stating what has happened if the insurers will say that I was careless…
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Buildings insurance - garden wall blown down?
My house had a wall which connected to the back of the house and went around the back garden. In the storm we just had 'Doris' the wall came down. There was a small tree which was next to the wall which I think may have swayed into it and then everything came down. Should I be covered by my buildings insurance? My policy…
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Mortgage Protection, Life & Critical Illness Policies
Hi All I wonder if I can have some advise from the forum today I currently have several policies for myself and my wife covering mortgage protection that decreases with the mortgage year on year. The next policy is critical illness policies for us both. I believe these was sold to me at the time when changing my mortgage…
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Travel insurance if family are going to different places!
Hi, My husband likes ski-ing and I like the sun so we are going on different holidays in the same week (taking one child each :rotfl:) Anyway, question is would family travel insurance cover both trips in the same week or would we need separate travel insurance? TIA
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Home emergency cover, son owns mom's property
My partner's mom and since deceased dad transferred their house into his name in around 2009. His mom still lives there. Myself and my partner have owned and lived in our own house since 2005. My partner's mom wants to sort out some home emergency cover, such as the type of thing offered by homeserve for boiler and…
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Kitchen flood - drying out costs
We had an extensive flood in our kitchen, it's dragging on a bit but has involved the use of a company, through insurance, who are using drying machines (dehumidifier?). This is likely to continue when they finally take the floor up to dry out the joists. I remember the man took an electricity meter reading the day he set…
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Insurance claim turned down incorrectly
I have Home Protection Plus Insurance cover and I tried to claim as my boiler keeps requiring the pressure to be topped up. This happens maybe once a day but usually only when I reduce the temperature. Axa sent an engineer out a week ago and on Tuesday I had a phone call to say that the boiler was in good condition, that…
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I dent my neighbours car but he shouldn't have been parked there?!
We park in a private housing association communal car park (flats). There are marked bays, however, he was not parked in a marked bay. His car was parked behind me perpendicularly and it is very hard to move out of my marked bay because of this. I accidentally dent his car, I know its my fault and we have discussed how…
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Car insurance - NCB expiry?
Up until 4 years ago I had 10 + years no claims bonus. 4 years ago my partner got a company car and I became a named driver. We are now getting a new car and car insurance. Even if I get a letter from the company car leasing company to say we made no claims over the past four years does this mean I have lost all my NCB?
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Taking children to play football - special insurance needed?
Hi folks, hoping some of the people who work in the insurance industry can help with this. My son is 6 and plays football in a team with kids the same age. The team is run by a company and we pay fees each month, similar to a dance school/academy set up. We've been invited to play in a tournament in the north of England…