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Home Insurance  - Burglar Alarms
Hi, Our Home insurnace is due for renewal and was going to ask them if the Honeywell burglar alarm I fitted the other month would be gain us any extra discount. I imaging the fact it is a diy install might not make it accepable to them ? but would be interested to know how much discount they would likely offer , around 5 %…
 
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1Year Full UK Motor Breakdown with Home Assistance from 2Gether Motor Breakdown £24
https://www.groupon.co.uk/deals/2gether-motor-breakdown-4 just bought the below from above link for £24 hope this helps someone, One-Year Full UK Motor Breakdown with Home Assistance from 2Gether Motor Breakdown £24 One-year full breakdown cover or roadside assistance The Deal £24 for one-year full breakdown cover or…
 
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Accident Liability Dispute
Hi, so I was involved in an accident in July, which involved 4 cars. It happened on a motorway exit slip road where there was static traffic so I came to a stop behind another stationary car, to which I was then shunted from behind which shunted me into the car in front. A fourth car then shunted the car behind me causing…
 
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Broken drain pipe, Insurance claim
Hi ladies and gents, I've already started a thread in another section but someone suggested that I should post it here. Here's the link to the other thread: https://forums.moneysavingexpert.com/discussion/5562681 Long story short, I've had number of drain blockages in the past so last week I got Dyno Rod to a CCTV drain…
 
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Cancelling insurance after start?
I took out pet insurance back in October, paying on a monthly basis. Does anyone know if I can cancel the monthly direct debit and stop the insurance or do I have to pay the full year? The insurer has decided that a new condition he has is related to an old one and therefore they won't cover it, which I am kind of fine…
 
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Company car & own car NCD
Hi. New here, so will start by apologising if I am doing this wrong or my etiquette is not correct... I need help as I have a company car but am looking to buy my own second car. I have had a company car for many years and subsequently do not have any no claims discount. I have found information on the web telling me that…
 
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Can someone please help
I had a unfortunate accident with liquid and a mobile phone at the weekend. Phoned my insurers yesterday and am covered under accidental. They advised the loss adjuster needed to ring me back within the next 24-48 hours. I have spoken to them today, well the lady who books the appointments and the first phone appointment…
 
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Small holding insurance
I live on a now redundant farm where the land was all sold off leaving the farm bungalow sitting on a plot with outbuildings and a barn / large garage. None of it used for farming now. I am considering rental of the outbuildings for storage to boost income. This means I need to have adequate cover but my current insurer is…
 
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Direct Debit Collection Fee?
Our dog insurance renewal now includes a Direct Debit Collection Fee. This has just been added at renewal this month. I have never heard of a fee being applied for the collection of premiums! Is this usual practice or even fair? The insurance is with Equine and Livestock (www.pet-insurance.co.uk)
 
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Car Insurance before 17th Birthday
Hi My daughter is 17 in January and we were hoping to buy her a very cheap little car for her birthday so that she can practice driving ahead of her test. My car is a lease car (no under 25s) and wife's is a 1.9 turbo diesel so neither are available for practice. In order to be the surprise on birthday morning, the car…
 
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Losing ncb, despite not claiming
Hi I was wondering if somebody could help me please. I'd just like some advice about losing my ncb. I lightly rear-ended someone on my way back from work (I was doing no more than 7mph). No damage to my car or his (from what the eye can see) but he said he's taking it to the body shop (which I expected). I contacted my…
 
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New driver insurance
Howdy folks So i have a son who has recently qualified to drive ( he is 17 and past a week ago), we were wondering what the best way forward would be for him to drive, and when we say best way forward we mean cheapest. Do we add him onto my car insurance so he can drive mine for a bit or do we encourage him to buy a small…
 
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Car insurance cancellation - hidden fee
My renewal came through sky high so I called them and told them not to renew it. Was told direct debit would be cancelled and no further action required. Just had an email to say there is an outstanding balance on my account! Is this normal?! I don't see why I should have to pay any sort of fee to cancel my policy when it…
 
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Critical illness query
My husband bought life insurance policy covering critical illness in 2006 - in 2008 (age 49) he was diagnosed with cancer and had an operation to remove half his stomach and half his oesaphagus. Eight years on and he has the all clear, though not without everyday probs (like not being able to sleep flat etc). He returned…
 
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Central register for travel insurance claims
Good morning. My husband and I have had to cancel two holidays this year for genuine medical reasons - one because of me and the other because of him. Being in our 60s, and with various medical conditions, we always take policies which cover pre-existing medical conditions, and do the screening. Both claims have been…
 
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car insurance but coming from motability car
hi at present have a Motability car but going through the dreaded pip process if I lose and buy a private car does anyone know of any car insurance company's who would take not having any accidents etc with Motability so can have some no claim bonus when taking out insurance only one I have heard is more than many thanks
 
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Car insurance claim help
I need help, who could advise the correct procedure to sell Car Insurance in the UK via a broker. What documentation would need to be provided and also policy documentation, how would that need to be sent to a client.
 
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Insurance cancelled
Hi- last week I received a letter stating my husbands unemployment insurance had been cancelled. I rang the insurance company who said the broker we set it up with - nearly three years ago had called and cancelled it in his behalf. They did immediately reinstate it. I contacted the broker who told me my Husband had rung…
 
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How to reduce car insurance premium despite adverse history
Hi all, As a young driver, I am faced with the prospects of high car insurance premiums. Unfortunately, I was involved in a minor car incident in the summer of this year and was forced to attend a National Driver's Alertness Course. No claim was made on my car insurance. I am worried whether this may increase my car…
 
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Non fault accident in hire car
Hi, Would appreciate advice. I rented a car from Enterprise and was involved in an accident. I am not at fault, someone dtove into my while I was static and pushed me into the car infront of me causing damage to my vehicle (the car rental) and car ahead of me. I did all the necessary things from taking photos to exchanging…