Central register for travel insurance claims

lou49

Good morning. My husband and I have had to cancel two holidays this year for genuine medical reasons - one because of me and the other because of him.

Being in our 60s, and with various medical conditions, we always take policies which cover pre-existing medical conditions, and do the screening. Both claims have been accepted and paid.

We'd used two different travel insurance companies. I was just wondering though whether there's a central database for travel insurance claims, like the Claims Underwriting Exchange (CUE)one. And I wondered if our claims are logged in somewhere, so that next time we go away and do the pre-existing medical cover the price will be even higher because of previous claims.

We declare everything on the screening. Unfortunately as we get older the list seems to be getting longer!

Any thoughts?
Thanks - Louise

rs65

lou49 wrote: »

We'd used two different travel insurance companies. I was just wondering though whether there's a central database for travel insurance claims, like the Claims Underwriting Exchange (CUE)one. And I wondered if our claims are logged in somewhere, so that next time we go away and do the pre-existing medical cover the price will be even higher because of previous claims.

Travel insurers don't ask about previous claims, I don't think.

huckster

Insurers don't ask about previous claims or have a register. Each holiday is going to be different. They are more interested in the health of the people wanting to be covered.