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Temporary home/contents insurance for OCCUPIED property
Good morning, I am looking for short term insurance (until approx end of january 2016) for me, for my house and contents, as my current policy expires in the next week, and I dont move into my new home for another 6 weeks! I have searched online and made a few phonecalls, but either have the "we dont offer short term…
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Car Insurance Solution Sought;
My daughter (20) has 3 years no claims in hand, another year to be gained upon completion of this year end January. One no fault accident 15 months ago. Her car (small, £400/year) has died, new clutch, new exhaust, fit to be scrapped. She has chosen a Kia Sorrento - to enable her to tow a horse box. She ran the insurance…
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Insuring a house with 2 flats
Myself and downstairs are shared freeholders on a terraced house converted in to 2 flats. We have previously always had separate home insurance policies for our individual flats. I am selling my flat but the buyers solicitors and mortgage lender are not happy with this arrangement due to the potential of gaps in cover and…
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Insuring a second car temporarily
I have recently renewed my car insurance and paid the annual premium in full. I now have mechanical problems with my car and am unable to drive it until I manage to sort out the problem. I have been able to borrow a friends car for the time being and am confused as to whether I need to insure the car in question as my…
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Moved Military Bases - Car Insurance Question
Evening all, Just moved Barracks, and currently in the process of updating car insurance. I used to live on a housing estate outside of camp so my car was left in a 'car park' overnight. My new house is 'behind the wire' / within camp so my car is far more secure. My question is, what is my overnight place of stay?…
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An ASDA van has just hit me
Hi all An ASDA van has just reversed into me - his fault, and I have been given a card with ASDA's management team details. It also says that they could deal with my claim faster than my insurance company (Admiral), and arrange a free replacement while repairs happen. What do you think? Should I use them or Admiral? I…
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New home/mortgage and life insurance
Good morning everybody, and thanks for the help in advance. We have just bought a new home, our first one. We can afford the mortgage but it is rather high, it is a good investment and we hope it gains value in the future. We have been told that it is very recommendable to have critical illness and life insurance. We have…
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Provider trying to alter Life Insurance contract after health issue
Hi, I will try to keep this brief. I applied for Life insurance (diminishing policy based on mortgage) for myself and my wife in April 2015 and we were both accepted on standard terms. The application form was answered honestly - I would say faultlessly or even over honestly. In June I decided to apply with the same…
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Travel insurance query - disclosure of pre-existing conditions
Hi I'm organizing travel insurance for a school group and have been asked by the insurance company to get pre-existing medical conditions vetted by them. The most common condition for these kids is very mild asthma and they are being asked to pay extra for this. Some parents think it's absurd as their conditions are so…
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Motor Insurance quote for 11 weeks time.
Does anyone know of a Motor insurance company that will quote me for 11 weeks time? I am going abroad on Dec 18th and I will be away when my insurance is due for renewal. The vehicle will be on a sorn but I would still like to be insured in case of vandalism etc.
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Homeserve Waterpipe Cover
Is this worth it or am i covered by my home insurance
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Is an insurer obliged to give a written quotation on request?
If I request a written quotation, or a statement of account for a variation of a policy (both by email), before committing myself to any charges, am I within my rights? I feel sure I am on both counts, but wiser heads may know what loopholes are being exploited here when refusing to do same ...
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How the insurers are screwing honest claimants
This post will divide opinion I am certain. Maybe you heard that in the Autumn Statement, the government announced a planned change to the personal injury small claims limit from £1000 to £5000? Maybe you believe all the tripe that the insurance industry constantly pipe into the media about "fraudulent whiplash claims"?…
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Passenger Whiplash Claim Advice
Hello all, I was involved in a car accident last night where I was the passenger in a vehicle that rear ended another vehicle at about 30mph. I have had to take today off of work, and I am in moderate pain with some back and shoulder pain included. The driver of the vehicle is my friend, and has admitted to me that the…
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Home insurance claim before renewal date
Hi I am hoping someone can help me as I'm not sure what I need to do/not do. I have contents and buildings insurance with esure (standard buildings cover and standard plus accidental damage for contents). My renewal date is 20/12/2015. The quote they gave was fine after shopping around, so I phoned on the 4th to renew,…
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Fresh Insurance group
I got a very good quote with these, has anyone used them?
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Landlord Insurance
Hi, I have just joined this site so excuse me if this posting is not in the right place, but I would be grateful for any advice. I have a second house that was inherited. My son daughterin law and grandson live in the house and they dont pay any rent. Do I have to have landlord insurance for the buildings or should it be…
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New Car Replacement after Write Off
My car is 8 months old and just been declared write off/complete loss. Insurance is with zurich who provide new car replacement if car is under 12 months old, so I have said I am interested in this, has anyone had any experience of this. The car is on pcp but Zurich have said that aslong as finance company agree then they…
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Aviva help themselves to my bank account and then tell me later
The wife and I alternate our Aviva car insurance so we both keep our no claims discount despite owning one car. The wife took out the latest policy in October and I paid the premium. She then gets a letter today saying "That further to our previous letters ( What letters!!!!) we have not received proof of the NCD. This…
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Problems with claim going through with car insurance
Hi I am having a nightmare with my insurance :( a lorry cut me up on an island and come into my lane and hit my car. My partner was driving who is insured on my car. As part of the process they spoke to my partner who went theough his points on his license and then put him through to dvla to confirm his details could be…
