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Landlord Insurance

Hi,

I have just joined this site so excuse me if this posting is not in the right place, but I would be grateful for any advice.

I have a second house that was inherited. My son daughterin law and grandson live in the house and they dont pay any rent. Do I have to have landlord insurance for the buildings or should it be just normal house insurance.
Thanks
TraceyC

Comments

  • FutureGirl
    FutureGirl Posts: 1,252 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    If it is your house then you can have normal buildings insurance.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    FutureGirl wrote: »
    If it is your house then you can have normal buildings insurance.

    Only if the "normal" Insurer are aware of the situation and are happy to cover it, most standard Insurers will not be prepared to offer cover for this type of risk
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