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When do premiums rise?
I was involved in a small collision in Sept. It was my fault. When will my premium rise? On renewal or before?
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Medical conditions travel insurance.
Has anyone heard of insurancewith, an inexpensive travel insurance company for people with pre-existing medical conditions? As a family with members who have pre-existing conditions we find insurance to be very expensive and I've seen this company mentioned on Facebook. Does anyone have experience of them? Have you used…
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Home insurance -beware
I recently contacted More Than to make a claim for damage to my tv. I was notified of a 250.00 excess. This doesn't show on my policy documents ( I don't appear to have been sent a copy for the latest period of cover) I have asked for a copy which to date I haven't received. I was contacted by a claims advisor and told…
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How many floors do I have?.....
Just got an insurance quote asking if I have: two floors or more than two floors in my home. I'm not sure it's obvious to me. :o I walk through the front door and my living area is there. I walk up a flight of stairs to the 3 bedrooms. I can then walk up a further flight to the loft bedroom. Do I have 2 or 3 floors in my…
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Travel Insurance and Medical Query
We have just booked flights and accommodation for a DIY holiday to Florida next year and I need to organise travel insurance. Situation is that my other half has been suffering from shoulder pain for a couple of weeks and after visiting a GP was told he has torn something in his shoulder and been referred to physio. We…
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Laptop/PC Insurance
Hi all, I just got a second laptop and a desktop in my name. They are all gaming PC's so are valued at around £1000 each. I dont have a lot of money but I really wanted to insure them (not least of all because my BF has a habit of cracking the screen on these things by accident). I am with Endsleigh student insurance which…
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Escape of water claim
In February water flooded from a pipe in the upstairs bathroom, causing the ceiling to come down in the bedroom below. The builders who installed the bathroom have accepted liability. On advice, I decided to hire independent loss adjusters - what a mistake. So far I am on my third contact in their company, they hired then…
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Dental Insurance Guide Discussion
Hi all, We launched a brand new dental insurance guide and would love your feedback. Many thanks, MSE Rebecca
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Occupation and insurance confusion
I have been with the AA for a year and always quoted my occupation as classical musician. I am not, I just compose music at home to sell in media and this was the nearest description. I also take photographs from time to time when I am out and about but never work for a client. I basicly see something I know will sell as a…
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AXA insurance refusing to pay claim
Hi all, I'm a long time lurker on here and love the site. This is though the first time I've posted and woul appreciate any advice. AXA are refusing to pay on the accidental death element of a travel insurance. In short they say there is a clause in the insurance that means if a person had consumed alcohol, the claim is…
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Subsidence claim on previous property on site
Hi All, I'm in the process of buying a house in a former mining area and a Coal Mining Report has highlighted a subsidence claim that was put into the National Coal Board for a previous property that stood on the site. The claim was made, investigated and refused in 1995 and since then the house has been demolished and the…
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TescoTesco Car Insurance - extremely high cost of policy cancellation
Hi I have a problem with my insurance company. At the beginning of June I have bought a new car insurance with Tesco Bank for £540.21 (including breakdown cover, upgraded courtesy car, driver injury and key fob cover). Five weeks later I have bought a new car (exactly same year and model as I had before) and wanted to…
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AA continuous payment authority, took an additional £102.24 from 1 year to the next!!
I was checking my bank statements today and found that on 28 May 2015 a direct debit payment of £179.29 was taken by the AA. I had received no notification of this. I have checked my paperwork and sadly discovered that when I paid £77.05 on 24th May 2014 to the AA for roadside cover I had unwittingly given them continuous…
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Legal cover (home insurance) - employment. What is pre existing?
I have had trouble at work, not been dismissed but got a written warning. If it kicks off again and I actually do get sacked outside the usual 90 day waiting period of most policies, am I covered? Is it only counted if you are dismissed? or is anything leading up to it eg disciplinary hearings etc viewed as pre existing?…
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insurance for iPad?
What is cheapest option to insure it? Car phone warehouses scheme is 11.99 per month to buy. The iPad mini 2 16 GB is costing us with 2 GB 26 per month. I just imagine there must be a cheaper insurance option?
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Over 50s Life Insurance
The over 50s life insurance products seem like such a bad deal. Are there any products where you won't pay in more than you get back? Would love to find one where my money is 'safe' and I don't feel so ripped off. Thanks, H
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Wedding Insurance for Home wedding
Has anyone out there bought wedding insurance for a ceremony & reception taking place NOT at an official venue? If so who did you use? I have just discovered that most wedding insurers don't offer public liability at your home address. As we are using the field next to our house, our home insurance won't cover it either.…
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Insurance for windows in leasehold flat
Hi, We live in a leasehold flat. Recently one of our double glazing windows broke spontaneously. Our freeholder has building insurance (from Littlenlarge.com) and we have contents insurance (with Endsleigh). Our lease states that the property includes the windows and window frames. I've contacted the freeholder who says…
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self catering insurance for one week
Just wondered if anyone can recommend an insurance for a week's self catering Uk break for 8 of us -2 with medical conditions.
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Car insurance - two policies one accident
Hi guys and gals I have a quick question about business insurance, my friend has two car insurance policies on hos car as he works for dominoes delivering and uses his car. He has just had a lorry crash into him and a garage has valued the work at 850 quid. Dominoes are aware of the accident and the lorries insurer are…