We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Escape of water claim
Iamataloss
Posts: 1 Newbie
In February water flooded from a pipe in the upstairs bathroom, causing the ceiling to come down in the bedroom below. The builders who installed the bathroom have accepted liability. On advice, I decided to hire independent loss adjusters - what a mistake. So far I am on my third contact in their company, they hired then unhired two sets of builders and sacked one loss adjuster.
We have finally moved into rented accommodation, paid for by insurance. But no builders have been hired, the clock is ticking, as we only have this house for another 4 weeks. There is a fair bit of work to be done, two ceilings to come down plus the reinstallation of the bathroom.
I am regretting not leaving it in the insurance companies hands and have come close to sacking the loss adjusters several times but hope has stopped me from doing so.
My questions are:
Would I be better off putting it back in the hands of the insurance company - and can I do this?
or
Do I ask for cash settlement - possibly put the house on the market and call it quits/employ a builder myself (but I'm not terribly confident at hiring another builder)
or
Hang on and continue to be patient - who will pay for a longer stay in the accommodation should it be needed.
Your advice is very much appreciated.
Thank you
We have finally moved into rented accommodation, paid for by insurance. But no builders have been hired, the clock is ticking, as we only have this house for another 4 weeks. There is a fair bit of work to be done, two ceilings to come down plus the reinstallation of the bathroom.
I am regretting not leaving it in the insurance companies hands and have come close to sacking the loss adjusters several times but hope has stopped me from doing so.
My questions are:
Would I be better off putting it back in the hands of the insurance company - and can I do this?
or
Do I ask for cash settlement - possibly put the house on the market and call it quits/employ a builder myself (but I'm not terribly confident at hiring another builder)
or
Hang on and continue to be patient - who will pay for a longer stay in the accommodation should it be needed.
Your advice is very much appreciated.
Thank you
0
Comments
-
Iamataloss wrote: »We have finally moved into rented accommodation, paid for by insurance.
The builders insurance or yours?
When you say 'put it back in the hands of the insurance company' - who's hands was it in and whose hands is it in now?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards