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Serous Illness Cover Question
Hello Everyone I hope you can help me. My husband has been poorly for over 9 months now and he has been diagnosed recently as suffering from Pancytopenia caused possibly by Peripheral Consumption/Destruction, exact cause still unknown. We have claimed on our Serious Illness cover, but the wording in the policy is…
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Insurance Question
Morning, Next week my mum is going away. I have asked if I could use her car for the week however insurance is proving difficult. She has a Range Rover Evoque Overfinch and for me to be insured it is £1840 a year (I am 22). The insurance company are refusing to insure me temporarily but they will give me a quote for the…
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can a employer take out insurance on my life and be the beneficary without my consent
Life insurance is pretty common in the work place and where ever I've had it I've had to complete an expression of wish form. In my new job I didn't think we had this as a benefit. However, I found out the company has life insurance on the employees but don't advertise as a benefit because the company is the beneficary in…
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Joint Life Assurance after divorce? What to do?
I am almost divorced and the marital home sold this Monday, but now I have to decide what to do with the join Life insurance and Critical Illness policy. We have paid £39 a month for over 15 years to Scottish Provident….it is a level term policy at 120k. I called up today and was told we either cancel it (lose all our…
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UPS claim denied, need help pls
Hello everyone I need some advice for a claim that I made with UPS, apologies for the long post in advance, here are the details: Investigation took almost two months, after which they turn around and tell me that I was not allowed to send hair sprays and that's why the claim has been denied, this was never mentioned once…
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Hire Care Excess Claim
Hi all, I've rented a hire car abroad for the first time and took out an excess insurance policy before hand from a different insurer to the company I hired the car with. Upon returning the car there was a small scratch which was unknown to me and probably occurred while I was parked somewhere. My question is, if I make a…
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hail storm damage to car port roof.Shoul i claim?
Hello all, We have had the roof of our car port damaged from the severe hail storm yesterday. It has left several holes on the roof and it will need replacing.Now i am no sure how much this would cost.It is a long car port that accomodates 2 cars.Should i claim this of the home insurance? or doing so would increase my…
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Options for House/Car Ins when going to move shortly.
OK, The house insurance is up in a week or so. The car insurance the week after. Would be business as usual, however am planning to move house at the end of the month (ok, was hoping for last month which would have been better but seller is moving to new build and things will be ready when they are!) So does anybody have…
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Home insurance for my son
My son stands no chance of getting a mortgage and as he teaches in further education and has no money to rent we are buying a house, in our names (mum and dad) , so he can live close by to the college which is 90 miles from our family home. He is going to pay us back with a 0% loan, we can go to see him and stay, so can…
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I've got married - am I covered?
After getting married I decided I wasn't going to change my name on my car insurance as it was too much hassle, it expires in October so I thought I'd just do it then. However I realised AXA have no admin fees for changes online so I went to do it today, only to find they want an additional premium - for changing my name,…
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Car insurance more than tripled with 5 mile change of address
I'm moving house over the next few weeks. I haven't rang my own car insurance company yet as I thought I'd try to get some quotes online first, just so I could work out if it's better to stay with my company or pay the cancellation fee. My current insurance was £168 for the year. The quotes I'm getting for this new house…
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Short-term car insurance for learner
Hi, I have a car that I am the owner of and want to know the most cost effective way to insure it. I hope to pass my test in less than 2 weeks, but would also like to be able to drive it in the mean time as practice. The cheapest policy I can get as a provisional driver is £488, however with that same insurer as a fully…
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pet insurance
Got 2 dogs 8 and 10 yr olds, we have been quoted £50-£70 both which for the last couple of years been paying the higher end with a £120 excess. we have only claimed around £380 one year and none for 2 so they been taking our cash and making a fair bit. they have been insured since birth but i can only remember the last 3…
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Long holiday, house insurance
We will be away for 3 months late Autumn, and L&G have told me certain conditions. We will not be covered for theft despite neighbours popping in daily. Also, we need to turn the water off, and hence the heating for the whole period. Any thoughts, what do other folk do on long holidays?
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advice needed on motor insurance claim
Hi, I am new to this forum, I joined to try and gain some advice on a current motor insurance claim I have going on at the moment. I am a self employed builder and my van was broken into on the 8th of June, most of my tools were stolen which my insurer have told me were not covered by my policy (The tools are not the issue…
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buildings insurance that covers house swap
My tenant has joined a well established house swap organisation. The insurance company that provides my buildings insurance says I will not be covered because they view it as a different 'let' even although no money changes hands and it would be for just a few days to a maximum of 3 weeks. The house swap company says this…
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Age UK Car Insurance with £65 M&S voucher
First post so please redirect if in the wrong place! Age UK Car Insurance - using the link off MSE having entered all the info required and trying to complete the purchase so as not to lose the tracking of the £65 M&S voucher benefit, I found that a) the payment in full for a year by credit card screen option only…
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Car write-off settlement for car on finance
I bought a car on finance, which at the end of 18 months I could hand back or pay the balloon payment to own it. 9 months into the agreement the car has been written off (not my fault). My question is will the insurer pay me the market value of the car if this is greater than the balloon payment (plus early termination…
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Thoughts on 'whiplash' settlement offered
A couple of weeks ago my car was hit from behind by another driver. His large 4x4 barely sustained a scratch, whilst my humble Ford Focus was badly damaged, and since miraculously repaired [I was sure it'd be a write off]. He immediately accepted that it was all his fault, I must say that it was a spectacularly bad piece…
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Hastings Direct asking for money
my dad was with Hastings direct last year and his policy was up and renewed it with Churchill as was cheaper ( and he wanted a toy dog :p ) anyways he asked hastings for a copy of his NCD and they have now said as he ended his policy with them he needs to pay then £25 or else legal action will be taken can they demand…
