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Short-term car insurance for learner
MrE_Street
Posts: 4 Newbie
Hi,
I have a car that I am the owner of and want to know the most cost effective way to insure it. I hope to pass my test in less than 2 weeks, but would also like to be able to drive it in the mean time as practice.
The cheapest policy I can get as a provisional driver is £488, however with that same insurer as a fully qualified driver it would cost me 2.5 times that. In contrast, the cheapest policy as a qualified driver for me would be just over £700, but the same company charges £800 as a provisional driver.
Should I learn on the cheaper insurance and then cancel, perhaps paying in installments rather than up front? Or should I go with the company that will charge less after I pass, but are they likely to drop my premium to the lower price after I do so?
I have a car that I am the owner of and want to know the most cost effective way to insure it. I hope to pass my test in less than 2 weeks, but would also like to be able to drive it in the mean time as practice.
The cheapest policy I can get as a provisional driver is £488, however with that same insurer as a fully qualified driver it would cost me 2.5 times that. In contrast, the cheapest policy as a qualified driver for me would be just over £700, but the same company charges £800 as a provisional driver.
Should I learn on the cheaper insurance and then cancel, perhaps paying in installments rather than up front? Or should I go with the company that will charge less after I pass, but are they likely to drop my premium to the lower price after I do so?
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