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changing car
Hi, I'm hoping this may be fairly simple, but just don't know how car insurers work and whether it could be a minefield, so advice would be appreciated. My car insurance is due for renewal at the start of October, about a month later my parents will no longer need one of their cars and will be giving it to me, but they…
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dental insurance minefield!
ive just spent the morning trawling round insurance polices to see which is the best for me with no luck! wondering if anyone could give me some advice. been with NHS for years and they have messed up my teeth. so at a private dentist yesterday, was told i need gum work, fllings and two crowns! Im trying to get some…
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Travel Insurance Query
Hi, I have annual family travel insurance from a well known firm beginning with V. I am due to go on holiday on Friday. My wife became ill earlier this week culminating in being admitted to hospital yesterday and she is still in just now. It is expected that she will be able to come home tomorrow (best case scenario). I am…
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Travel Insurance for high altitude
Hi there, Was wondering if anyone knows of any decent travel insurance covering for trekking over 4000m altitude. The ones I've found have a huge jump up in price. We'll be in Peru and Bolivia for a few weeks, most trekking being below 4000m but we will have the odd moment when we go above. Cheers! :) Skippers
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Carport Insurance
Hi all, Any suggestions for providers to get a shared car port insured? Apparently it is down to one person on our relatively new street, but never got done, and now it's come to light, it's delaying a house sale in the street. The guy who owns the house that is apparently responsible for organising it says he has spent…
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Could claiming under travel insurance affect your Home insurance?
Hi, Not sure about this though I have filled in many home and contents insurance quotes in the past. if I remember correctly they ask you if anyone in your household has claimed say in the last 3 years. Daughter went to Spain recently and got her iphone stolen. Luckily she had travel insurance and was able to claim under…
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Insurance won't pay on car - due to lost keys - please help
Hi this is my first post and I surely could do with some help. I lost my car key (in my dad's home) two weeks before my car was stolen. Now the insurance company won't pay since they allege I haven't taken reasonable steps to protect my car. They say that had I informed them they would have required me to change the locks.…
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Reducing level of life insurance
Does anyone know if it is possible to reduce the cover on adaptable term life cover? We took it out several years ago but at the time it needed to be high to cover mortgage on house and mortgage on our retail premises. We don't have the shop now and the premiums are pretty high. I thought about cancelling and starting…
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Short term cover on friend's car
Hi all, So I need to borrow my friend's car for a weekend. He is happy for me to do it if I get my own short term insurance cover for the vehicle (he is away on holiday and cant be calling up his insurer to see how much that would be etc as he is relaxing by a pool!!). Any reccomendations for who to go to for this? I am…
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Car Insurance Renwal
My Car Car Insurance is due in few weeks and need help with good company who stick to there word not come up with an excuse and quotes any one out there help me as if you monthly works out higher then one payments any advise
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Buildings and contents renewal help?
Good afternoon, I have a question as regards my house and contents renewalfrom my house insurer and I think it’s a little high even with the previousowners claim. Here is the history… I purchased the house over 8 years ago andat the time of purchase it was going through a claim for distortion to the frontcorner and drain…
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Adding myself to Daughters Car Insurance
Daughter is looking to buy first car, passed test over 2 years ago, this will be her first car and first car she has driven since passing test except for a refresher lesson and a couple of test drives. She has never been on either mine or father's car insurance as named driver, and never driven my car. She is looking at…
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Home insurance query
I wonder if anyone has any thoughts our problem? Earlier this year I used a comparison site to get some quotes for our building and contents insurance, as we felt our policy with Lloyds was getting ridiculously high. Having looked at a variety of cover similar to what we had, there were plenty of quotes considerably less…
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holiday insurance question
hi guys, hope i've posted this in the right area, me and hubby are going to Tenerife in January 2015, i booked it 6 months ago and took out holiday insurance at the time of booking through Direct Travel as they had good reviews. 3 weeks ago my husband who has always been in good health, had to have an Ablation on his heart…
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cracks in wall - when to inform insurance? -leasehold
Hi, not sure if this is the right place but just looking for some advice. I bought my flat just over 2 years ago, its a 1st floor flat in a converted house, just one other flat underneath. My flat is leasehold and the flat below is the freeholder. The flat is in an area with known subsidence (so I am told, how do I find…
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scared after car accident
Hi guys sorry if this is Abit long winded but I felt you guys where the best to ask. Basically earlier this evening me and my partner where involved in a car accident. I was driving and it was the car in fronts fault as after sitting still at a set of traffic lights for 20+ seconds the car in front suddenly reversed full…
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Home Insurance-rebuild cost
I have tried to take out Home Insurance and I used the RCIS/ABI website to calculate the rebuild cost (it was a specific question in the quote process).Sorry, can't post the link but I imagine most people on here know of it. When I asked the brokers to confirm they would also accept the figure obtained, they became very…
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Endsleigh 6 month = 1 year NCD accelerator?
Basically how it works is if I go with their policy, after 6 months I get 1 year NCD. The kicker is that nobody will accept 1 year NCD with 6 months of driving experience/insurance. So, they insure me for another year based on 1 year NCD. Which means at 18th month I now have 2 year NCD. Is that accepted by anyone? I've…
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Interest onTotal permanent disability claim with Scot Prov
Hi, Just looking for some advice on a claim I am getting sorted on behalf of a friend. To give you some background, this friend was a long standing TV news correspondent, who was sent to see the very worst of humanity for his entire career. He came down with PTSD several years ago and has been declared unable to work by…
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Third party have not notified their insurance company
Please help and advice me...... My car was reversed into whilst I was at work a few weeks ago, I was not in the car at the time and the lady admitted liability at the scene also on a note which was left on my window screen, as well as verbally to my insurance company. My car has been written off and a figure agreed but now…
