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business insurance
I have car insurance with Halifax and rang to add business cover to the policy as my daughter has started a new job in HR and may occasionally need to travel to another place of work. Imagine my surprise on being informed that they couldn't offer it as it would only apply to me as the policyholder and not my daughter. The…
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More Than: Do I have Grounds for Complaint
Hello, I have been thinking about contacting MORE THAN about the service i received during a home insurance claim. I've come to MSE because i've been through complaints proceedures with different companys over different things and i usually end up wasting my time. I'll give you a quick run down and could you tell me…
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Well Woman? - American Life?
Hi there, i'm hoping someone can help me with this as I have been hitting brick walls everywhere I go :( I took out a well woman? policy with american life in late '98 or early '99 & when I phoned the company that now has taken them over, they have no details of me before 2004 & no bank details before 2007!!! It's a female…
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Life insurance
How do you go about canceling Life insurance. I have had a better quote and better terms from another insurer. Thanks
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Help please - insurance claim issues!
Hi there! I am looking for advice regarding an insurance issue I currently have. I hope I have put this in the right section and will welcome any advice. In a nutshell here's what's happened to date: One night my neighbour's (company) car caught fire. It was parked next to our motorhome and the fire caused our vehicle…
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TopNotch vs AA Travel Insurance
Hi all, I'm having trouble deciding which single trip travel insurance policy to take out - either TopNotch Gold or AA? They are both very similar in what they offer and price wise. I'm just wondering if anyone has had any dealings with either of these companies and which one you'd recommend? Thanks
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negotiating value vs storage costs
Hi, bit of advice please. i am claiming through the third party insurer - fault as been established with the third party. they offered me an amount on Saturday to write of off and dispose of the car or to take a lower amount and keep the car. I have put forward my response to negotiate a higher amount, providing them…
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Car Insurance, Multicar and Cashback sites
I've got 4 car policies due for renewal tomorrow. In the past we've insured on a family fleet policy but this year I've canned it due to the problems with getting my 6 siblings to give me the relevant information, getting them to cough up their share, and the remit and risk of the family fleet policy has been spread from a…
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Buildings/contents insurance renewal, just before building extension. Help?
We are in the process of remortgaging, to release funds to build an extension. Building work is due to start 1st July. We've just realised our buildings/contents insurance is due to expire 14th June, so I rang to renew, said we were about to extend and the insurance was then declined. I've just called two other insurers…
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Sainsbury's Travel Insurance
Hey, we are looking around for Travel Insurance to America and have come across the Sainsbury's one. It seems to have everything we need and is quite cheap at £69.00. Just wondering if anybody has used these and what your reviews are. Thanks
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Travel Insurance
Hi Was just wondering where is doing the best Travel Insurance at the moment (price and benefits). Thanks in advance.
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click4life
Hi , Has any one heard of 'click4life' an insurance services and a provider by the name of 'AGS'? please tell me if they are genuine. thanks, sebastian
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Is your SORN motorcycle insured? BEWARE
I doubt that many motorcycle riders out there are aware that their bikes may be effectively unisured when SORN, even if they have paid for all year round motorcycle insurance. It appears that most normal insurance policies only cover the machine for "on the road risk", that's to say road legal and not when it is "laid up".…
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Motor theft claim excluded by deception clause
Hi all I wanted some advice on how to challenge the decision of an motor insurer to exclude a theft claim. Possession was gained by deception (someone posing as a buyer). The insurance does refer to these clauses in the contract, but I feel that it is unreasonable.You will only know of the deception after the fact (when…
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Inside the science of the NCD!
I see so many posts here pertaining to NCD and I realized that we don't really know what makes it beat. So I am going to raise a couple of hypothetical situations and ask questions around it. 1. Now, kids start driving when they're 17+, correct? Now, until they hit 25, they are going to be paying obscene amounts for…
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Solicitor wants 25% of my personal injury compensation
I was involved a car accident earlier this year and broke my leg. I was off work for eight weeks so was advised to make a personal injury claim. I contacted a solicitor last week hoping for a 'no win, no fee' arrangement but was told I would have to give them 25% of my compensation if the claim was successful. They said it…
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Best insurance for mobiles?
I've bought a phone off Gumtree and I want to insure it. Most insurance companies want some proof of purchase if you ever claim, with this is mind what's my best bet? FYI it's a sony xperia Z
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£1980 a year for pet insurance? What can I do?
We've been with direct line for about 8 years for our pet insurance. We never made a claim until 2012 and have made three claims in total over the past year = £1400. So, last year we "lost" our no claims bonus and our monthly went from £105 a month to £133 a month. This year, it's gone up to £165 a month. Our dogs are 13…
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dizzy53
Car Insurance.....can anyone help, for the first time I need car insurance for my 22 year old daughter who has just passed her test. We will initially be sharing a car but I want to find an insurance company that will let her build up her own no claims bonus. not sure whether i need to insure in my name with her as…
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cancellation fee??
We have sold on our car and have cancelled the car insurance with last week. I paid the year in full but have 2 months remaining which equates to approximately £45. I have just received a letter from them (monday morning) stating that their cancellation charge is £75 and that my details will be sent to their collections…