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Insurance & life assurance
Archives for June 2013
Discussion List
Need help!!!
Hi I'm not sure where to put this thread so here goes I'll keep it simple, a kitchen fitter fitted a kitchen into my mother in laws house. Everything was fine until she opened the extractor fan and the whole thing came down and hit her on the head. Two large kitchen cabinets, full of crockery, and the extractor fan came…
Health Insurance
Hi all Absolutely no idea if what am about to say exists but starting to look today. 'Operation sort my life out' so to speak I suffer from Crohns disease. its chronic so despite how careful i can be, and my current treatment (infliximab infusion every 8 weeks) it can flare up any time. Is nearly two years since diagnosis,…
Have we been Mis-sold
My husband and I purchased life insurance from Lloyds TSB, assuming it was for full life, my husband was 70, and I was 46. On checking our bank account in December 2011 we realised that payment for my husband's policy had not been taken and we contacted Lloyds to find out why and were advised that we had taken policies…
Direct Line Fudging Complaints Procedure
My sympathy is with the call centre staff as they clearly have a number of steps to work through in order to keep a customer away from making an official complaint. This involves offering financial resolution for inconvenience that must be accepted during that conversation and will result in the complaint being 'shut…
would i be coverered??
hi i am off on holiday next week and my friend wishes to borrow my car for the time that i am away.( just over a week) initally it didnt seem a problem however the more i have thought about it the more it seems like its not a good idea. can any one tell me the following. what sort of insurance does my friend need to be…
Car accident (at no fault) but no MOT
I have just had my car written off in an accident. I was clearly not at fault as I was hit from the rear by a driver who is totally admitting he wasn't looking where he was going. We have had a nice family car written off. When I finally arrived home after the accident I was concerned to discover my MOT was out of date. I…
home insurance quote
Hi, I am looking for a house insurance quote as am a first time buyer. But scared a bit, as my mortgage advisor told that if you try to take quote online they will do credit check which will affect your credit history. AM wondering do these insurer do credit check just for the quote?
Travel Insurance question
A friend has just cancelled a flight because his mother-in-law is close to death. Flight was booked 2 weeks ago and family given news of likely demise last week. On the phone the insurance (via NatWest Bank) said it would pay out so long as the necessary verification was obtained. Flight then cancelled but yesterday…
Car NCD cancelled after 2 years - advice
Morning all, i have recently bought a car after not driving since 2010. i never realised that most companies have a 2 year expiry on any NCD built up. therefore, i presume i have no NCD. Any ideas which companies do not have this 2 year expiry (if any). Alternatively, any work arounds to drastically reduce my premium?…
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