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Any good Smartphone Insurance available please?
Hi I've just taken out a new contract on a Samsung Galaxy Ace mobile phone with phones4u. Signed up with them for phone insurance at the time for £10 per month. This policy is pretty comprehensive but makes the total monthly bill for the phone £25 (contract is £15 pm). Could anyone recommend a good phone insurance policy…
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house insurance premium increase after break in?
can anyone please advise, my son had an attempted burglary during the early hours of this morning. the patio door has been forced open(the hammering and banging woke him up)causing damage to the frame and the glass has cracked.although they got the door open he obviously disturbed them as they didnt get into the house to…
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How long does a third party have to make a claim against me?
Hello, A little over a month ago. I was involved in a fairly low speed shunt. The car at the front that caused it promptly sped off, so it seems that basically everyone is liable for the damage to the back of the car in front of them. I was the last car of 3 cars. There was no visible damage to the car in front. I have…
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Will refusing insurers offer for write offer effect claim from 3rd party's insurance?
Hello All, I was involved in a car accident last week where the third party hit me and failed to stop, all his fault, I have witnesses and his registration details its now in the hands of the police. I have gone through my insurers on the advice of the police as they said it could be some time before they get the other…
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Contents Insurance with Subsidence
Hi All, I wonder if anyone can help me. My contents insurance has increased from £79 to £250 per year. This is all because we had some subsidence during the year and the property has since been underpinned. I don't really understand why my contents insurance would go up, but as soon as we mention 'subsidence' - the quote…
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Overpaid car insurance - missing ncd
I've just realized that I've been paying twice as much as I should for my car insurance. My mistake - insurance company asked me to provide a proof of no claims discount but I forgot due to various reasons which are not important. The fact is - I have paid nearly double of the original amount for nearly 10 months.…
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Life insurance price increase for females? when?
Hello, My partner applied for life insurance. We had the quote through Cavendish. We were directed straight through to the insurer that we choose (bright grey) and then filled in a more detailed application form on their website. We got the quote through the post within a FEW days and it had been verified and the price…
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Card and Identity Protection
I'm keen to understand if there is any difference between card and identity theft cover. Or are they one in the same thing? All views and advice welcomed.
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Redundancy Insurance - general thoughts?
Hi, due to the company I work for being taken over and everyone being moved into one office from various places around London, I'm beginning to smell "cost cutting" happening at one point and suspect "streamlining" may happen in the not too distant future. So I spoke to an advisor yesterday and he suggested I go for a…
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Digital SatelliteTV Equipment Insurance
Recently found out that elderly father had been persuaded to buy the above insurance after a number of phone calls. I have contacted the insurance company and explained that the satellite system is mine and not my fathers and that I don't want any insurance from them. They had been calling him during the day whilst I was…
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Rental Building Insurance
Hi, i've been getting quotes in the region of £200 - £300 for building cover for a rental bungalow I have with rebuild value of £130,000. I then went through GoCompare to a site called SimplyBusiness.co.uk which got me a quote of £138 from a company called Finsbury Insurance Group. I've done a quick google on them and…
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Mortgage PPI (self employed)
I am self employed and generally work short contracts with a wide range of companies. Last year there was a quiet period with no work so I claimed JSA. They understood my situation and were fine, as were Nationwide who my mortgage and PPI are with. For a couple of months it worked fine I signed on, JSA stamped my claim…
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I just cancelled my Life Assurance . . . .
My wife and I decided our financial situation was such that life assurance was not necessary anymore. So I phoned up the company to cancel the policy which they kindly and politely allowed me to do over the telephone. The call was coming to an end and I thanked the gentleman for his help, his closing comments were "take…
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A few questions about insurances associated with mortgage
Hi all, Interested to know what insurances people took out when they got a mortgage?: 1) Life insurance? 2) Income protection? 3) Mortgage payment protection? etc.... How much are people paying for these insurances? We currently have 1 (each person) and 3 (based just on my earnings).
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automatic renewal
Hi I wonder if anyone else had this problem.I recently received a letter from swiftcover with whom i had my car insured last year writing to say i have not paid arrears and they could nt collect the money for my renewal quote. I had already purchased car insurance from another company and had forgotton about the…
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is this the right amount to cancell insurance
hello, my daughter cancelled her car insurance and they charged her a £200 fee , is that about correct..thankyou
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Top quality advice?
Googling around for insurance I came upon this. Priceless! Just had to share! Home insurance, Hazard insurance, home owners insurance or HOI is a variety of insurance aimed at protecting private homes. It is a multiple-line insurance which means that it combines propety and liabitly cover into a single indivisible premium…
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Private car insurance whilst having company car
Hi all, I need to insure my private car and have 3 years no claims on a company car. Who will insure me? Some insurers are saying that they will accept a letter from the company but i have to be no longer insured on the company car!
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Nationwide contents insurance claim
I have had Nationwides buildings/contents insurance in force for about 5 years and have never made a claim. I came home on friday evening to find that I had been burgled. The culprit gained entry by breaking the tiny single pane of glass and reaching in to unlock the door. I called the police immediately. What was stolen…
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This Sounds Like A Rip Off
Wondered if someone would be willing to comment? My home insurance is up for renewal mid-Decemeber. I have historically used a broker but times are tight and I want/need to get the most competitive deal I can. I've trawled the forums and based on what i've read I can't help feel there is something better out there. Here…
