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Back Dated Charge for Penalty Points - Help Please
Hi, thanks for reading this! My friend has recently recieved a letter from her previous insurers demanding £180 for a penalty point endorsement on her policy she informed them about last December. I understand that they could have added this charge to the policy at the time but I don't see how they can demand this money…
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Help needed with claim and court notice
Somebody is making a bogus claim on my insurance. Despite my (ex) insurance company supposedly dealing with it, myself and my father (the registered keeper of the car, but not the insured party and not even in the vehicle at the time of the collision) have received several letters from a solicitors which can only be…
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Insurance Complaint - Advice Please
Hi, I was wondering if anyone in the know could offer me some advice please. I went into the back of a car on a roundabout (accept it's my fault even though 3rd party pull out and then stopped even though nothing was coming) Both cars had no visible damage. Exchanged insurance details and personal details and said if after…
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new driver, first car
hi all, doing some research for my (17 yr old) neice and wondered what cars tend to be cheapest to insure for first time driver (make and model rather than engine size) thanks
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car insurance for older learner / new driver
I've started driving lessons again (age 37!) :eek: and have started looking at car insurance. I can't get insurance on DH's car yet as it's an imported people carrier and insurer wants minimum of 1 year experience before they'll allow me to drive it (even if I was able - it's huge and scary!). So we're looking at getting a…
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Halifax won't insure - flood risk
83 year old Mother has just bought a flat. I am trying to arrange insurance for her but was told by the Halifax they wouldn't insure her as she was in a high flood risk area. The flat overlooks the river but has never been flooded and their is a fund to maintain the sea wall in place. Who can I go to - she only needs…
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Motor Accident, advice needed!
Had an accident back in September, long story short it wasn't my fault so the other parties insurance have offered to deal with the claim, which they have been doing a pretty good job off looking after me and the situation. However, during in all the paperwork and confusion I have somehow managed to also get a solicitor…
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Assurance cover Life Plan
I am a single mum, (45Years old), my son is 6, I recently made an application for a Life Plan- term assurance cover, it is for 25 years. So I understand that I am insured for death and critical ilness. The broker on the phone told me that in case I dont die within 25 years, my son wont get anything. I am not sure anymore…
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Problems with repair work on car insurance claim
Hi My car was stolen as a result a home burglary. The vehicle has been recovered by the police but the locks now need changing. I’ve so far waited 4 weeks, after speaking to the repair garage today I’ve been told that they can’t hold of replacement locks for my car (Saab Estate), furthermore they couldn’t give any…
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Warning - auto net insurance - steer clear
I'd just like to make you all aware of my recent dealings with this company... I had a leased van (2008 Volkswagen Transporter) up until yesterday. My policy with More Th>n business ran out on Nov 5th and my renewal was vastly uncompetitive. I had purchased a 2002 Citreon Berlingo as a little runaround and new that I would…
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Travel Insurance Claim
Hi, I recently made a claim on my travel insurance and they seem to be dragging their heels. To give a bit of background, DH and I were due to go away around Christmas but I was made redundant in August so we had to cancel as we couldn't afford the balance payment. We had paid deposit of £500. In order to claim back the…
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Would this affect my policy
I took my insurance policy out earlier this year. When I did it, I was a student in full time education and had a part time job. Since then, I have left college and have finished at my part time job but now have an apprenticeship where I study for 3 weeks on and then go to the work place for 3 weeks. This will continue…
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Buildings Insurance - Quick Question
I won't go into the ins and outs but I would be very greatful if someone could confirm or deny my thoughts. The brief - Drains on property become blocked, claim on buildings insurance with £150 excess. 1) would the excess need paying before or after the work is carried out? 2) who would the excess be paid to, insurance…
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Tesco Insurance declined to cover 17 year old learner
We've been with Tesco for years now on both cars. Our son just turned 17 and is learning to drive. Today, I called up to inquire about adding him to the policy (which I was told should be possible when I took the policy out), but was declined. Here's the story: We traded in our 25 year old car (left hand drive, red…
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Ncb
Someone run into my daughter at a junction, her handbrake was on and she was stationary but somehow has full blame. No witnesses etc. and she has lost 1 years ncb. Other driver is now taking her to court for loss of earnings and injuries, she suffered whiplash herself and is claiming but she is worried now she will lose…
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wrong forum sorry
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Nationwide Travel Insurance
I have a flexi account with Nationwide, and so qualify for their free travel insurance. I will be travlling with my daughters (12 and 17), and have ben quoted £30 to cover them. Is this a good deal? I can't seem to get a quote for them alone through the insurance comparison sites - not sure if it is their age
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20% rise in premiums for 200 yard move - extortionate?
Rang up esure to tell them about 3 points on my license, I had moved round the corner recently as well so thought I'd better update this. Points were no issue, won't affect price however ive moved 20 seconds round the corner, has altered from driveway to private carpark and the price has gone up £10 a month. That's over…
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Income prptection plan advice
We're moving house so I've decided to overhaul our income protection and life assurance, been meaning to do it for years. So the life assurance is easy to sort out but I'm not sure what to do about the income protection. At the moment by husband has a policy which was taken out through the mortgage lender and looking into…
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Reg.no. entry, engine-size insurance-quote problem
Just been getting some quotes today and used the reg number entry to get the car details. Most came up correctly, some came up with a model option for me to choose but some just assumed the smaller bhp of the 2 same capacity engine options. When I manually corrected that item the quote went up a good 30%!! I know there's…
