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Travel Insurance Claim

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Hi, I recently made a claim on my travel insurance and they seem to be dragging their heels. To give a bit of background, DH and I were due to go away around Christmas but I was made redundant in August so we had to cancel as we couldn't afford the balance payment. We had paid deposit of £500. In order to claim back the £500 the insurer (White Horse Administration Services - based in Ireland) is asking for proof of my entitlement to statutory redundancy pay.

The company I worked for I was also Managing Director. So when the company shut down, I made myself and the 1 other employee redundant and paid myself and the other person redundancy pay. I sent them this information on my company letterhead but they wouldn't accept it as it was a letter signed by me (however there are no other directors so I was the only one who could sign!).

They are asking for proof from the goverment that I am entitled to SRP, all I ever received was my P45 which my accountant sent to me. They asked then for a letter from the HR department, which of course I don't have as there were only 2 of us in the company.

Whenever I speak to them they are very unhelpful and keep telling me I need to send "proof from the government" of my entitlement to statutory redundancy pay. I keep trying to explain I don't understand what form this would take, I offered a letter from my accountant but they said it has to be from HMRC.

I am at my wits' end, obviously at a time like this £500 could really go far. If anyonecan suggest a way to move forward I would be very very grateful.

Comments

  • huckster
    huckster Posts: 5,300 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Contact HMRC with your P45 details and additional information. Would have thought they could provide the information the Insurers are seeking.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
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