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do I have to pay this money
Hi, today I received a letter from my Insurance Company saying they haven't received any direct debit payments for my house and home policy for approx 10 months, and I owe £285 - I setup this policy the year before and the renewal was automatically carried on the next year. This came about during their recent Audit. This…
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Self Insurance for pet rabbit
Hi, I had a read of the pet insurance page of this site and think the best way for us to go is to do it the self insurance way. Does anybody have any recommended amouts to save per month for the 'rabbit fund'? Thanks in advance. :)
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Viability of Life Assurance Idea
I've had an idea, but I aren't sure whether it's really viable. I'm currently trying to get myself back into a career, and am aware that it's going to take me quite a while to get to a point where I'm earning a decent salary. To cut to the chase, I am wondering about the possibility of assuring our mother's life - naming…
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Broken TV, can I replace before speaking to Insurers?
I have broken our TV tonight. Really was stupid but we have one of those tennis racket fly killers and there were 2 flies on the TV and I thought I would try and get them, only I put it near the TV and it went bang and now will turn on but there is no response, no picture, no light to say the screen is on. I've obviously…
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Stolen Car Recovered but do I have to have it back?
My car was stolen but has now been recovered. The problem is the VIN numbers have been changed and the mileage has been clocked as it now only shows 18,000 where as before it was 39,000. The insurance firm is telling me they can sort this out (I can't see how as I didn't think digital Odometers could be tampered with) and…
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Laptop Insurance for a laptop i purchased in Malaysia
Please can anyone help, i purchased a laptop in Malaysia and now i am struggling to insure it, the first issue i have is that most of the insurance companies state that the laptop must have been purchased in the UK, the second issue i have is that i am travelling and have a year left of my travels and the insurance…
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Lloyds TSB think I've got 2 contents policies
Hi, I received a letter from Lloyds TSB today saying it has come to their attention that I have 2 different contents insurance policies and that I should decide which I want to cancel for a possible refund.:confused: When I checked the policy numbers in the letter against my paperwork I can see they've listed my current…
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Local authority damaged my car now their insurance wont pay out?
i i dont know if this is the correct place to post it on so sorry if its not! can anyone advise me please, on the 13 may 09 the local authority highways workers were strimming the grass verge in front of my home were my car was parked on the road, they do this all the time all up the road there are staggered grass verges,…
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Cheap Car and House Insurance
I thought someone may find this useful. I was recommended to a company called Fogartys Inusrance in Blackburn and they were extremely good. The quote was better than I could find anywhere online, they were very helpful (in this country) and most of all it saved me lots compared to the onlne quotes or other quotes I had.…
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What to do, what to do???
I have had an insurance policy on my three children for about 15 years now. It covers the child if they have to go into hospital for a period of time - it pays out a good sum per night, about £115. Initially it was £7 per month and over the years it has risen to £30 per month. It covers children to 18 years and although my…
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Aviva Car Insurance No Claims Policy
Aviva Car Insurance gives it's maximum 70% discount for 5 years or more no claims discount. However, they have no interest in any no claims over and above the 5 years. If you ever leave Aviva you must be aware that they will only give you a certificate saying that you have 5 years or more no claims discount. I have not…
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Travel Insurance - does Europe cover Sharm?
I am just about to renew my annual policy and we generally go to Sharm in March. Should I go for Worldwide or Europe as those seem to be the only options. Of course Worldwide is more expensive but I don't want to be caught without insurance if anything happens. Your advice please.
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Travel Insurance - admin fee for re-issuing cheque
Hi there, I recently had a travel insurance claim and apparently a cheque was sent out to me. However I have not received the cheque. I assume it was lost by Royal Mail? The travel insurance company wants to charge me an administration fee of GBP 10.00 now for re-issuing the cheque. I don't think this is fair. Is this…
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Michael Jackson
Lloyd's had a lucky escape http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/insurance/4987156/Michael-Jackson-promoters-struggle-to-insure-London-concerts.html
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Car Insurance Quote
Hi, I recently got my renewal in and I am shocked the amount I have to pay it doesn't seem right and I will 99% be going elsewhere if I dont get a significant reduction. My details are as follows:- Age 27 Married Living with Parents Full Time Employed 2001 registered car, 2.0l, tax band F, 5 door saloon with no add ons 3…
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My mum passed away last Saturday
Hello, My mum passed away last Saturday and we are trying to organise her financial affairs. She has 2 life assurance policies and a defined contribution personal pension. What will happen to the pension? She also has left a house and car. They are all paid off. Her contents and building insurance has expired. What do I…
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Caught with insurance fraud
Okay, I've had insurance on every phone I've had and never had to claim, I upgraded to the N96 and got insurance with that, I then sold that and got an iphone 3G, I'd had the phone 3 days and meant to transfer the insurance over to the iphone and didn't. It then got stolen from my workplace. I rang my home insurance to see…
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Expensive Home Insurance-Workaround?
Hi, I've just received my home and contents renewal and it's increased from £500 to nearly £700. I was told that this is because of a claim for a damaged laptop during the last policy and a claim for another laptop on the previous year's policy (don't ask :o -stepped on one, dropped the other!). Anyway, I have a joint…
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Do you need legal expense insurance built in ??
Been shopping around for contents insurance for an 82 year old living in sheltered accomadation with few expensive pocessions . Cheapest quote was quite horrendous then a chap from Tesco direct insurance suggested that we drop the legal expense cover from the policy as the policyholder would prob not ever claim on it as…
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confused.com problem!
Help please Have tried to do my car insurance with confused.com, when i put my vehicle registration in the vehicle which it comes up is not the model of my car, I cannot see anywhere to change it manually Their help section says press the 'previous' button to add vehicle details manually, I see no button, is it me or am I…
